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Paul S. Calem · Study
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Author
Paul S. Calem
30 works
· latest 2019
· 4 institutions
cluster: provisional
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28
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30
Citations
3,020
Works here
30
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94
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03
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19
Most cited in this library
The Impact of Capital-Based Regulation on Bank Risk-Taking
1999 · 411 citations
The Neighborhood Distribution of Subprime Mortgage Lending
2004 · 214 citations
Consumer Behavior and the Stickiness of Credit Card Interest Rates
1994 · 193 citations
Risk-based capital requirements for mortgage loans
2003 · 179 citations
Credit Risk, Credit Scoring, and the Performance of Home Mortgages
1996 · 168 citations
Works
30 shown
Prudential policies and their impact on credit in the United States
Journal of Financial Intermediation
·
2019
·
3 authors
·
Open access
66
citations
Borrowing Constraints and Homeownership
American Economic Review
·
2016
·
4 authors
·
Open access
97
citations
The Impact of the 2007 Liquidity Shock on Bank Jumbo Mortgage Lending
Journal of money credit and banking
·
2013
·
3 authors
45
citations
Subprime mortgages and the housing bubble
Journal of Urban Economics
·
2011
·
3 authors
95
citations
Consumer Credit Scoring: Do Situational Circumstances Matter?
SSRN Electronic Journal
·
2007
·
3 authors
·
preprint
·
Open access
45
citations
Switching costs and adverse selection in the market for credit cards: New evidence
Journal of Banking & Finance
·
2005
·
3 authors
98
citations
Switching Costs and Adverse Selection in the Market for Credit Cards: New Evidence
SSRN Electronic Journal
·
2005
·
3 authors
·
preprint
·
Open access
52
citations
The Neighborhood Distribution of Subprime Mortgage Lending
The Journal of Real Estate Finance and Economics
·
2004
·
3 authors
·
Open access
214
citations
Consumer credit scoring: Do situational circumstances matter?
Journal of Banking & Finance
·
2004
·
3 authors
71
citations
Neighborhood patterns of subprime lending: Evidence from disparate cities
Housing Policy Debate
·
2004
·
3 authors
·
Open access
104
citations
Credit Report Accuracy and Access to Credit
Federal Reserve Bulletin
·
2004
·
3 authors
·
Open access
42
citations
Consumer credit scoring: Do situational circumstances matter?
Journal of Banking & Finance
·
2003
·
3 authors
90
citations
Does credit quality matter for homeownership?
Journal of Housing Economics
·
2003
·
4 authors
149
citations
Risk-based capital requirements for mortgage loans
Journal of Banking & Finance
·
2003
·
2 authors
·
Open access
179
citations
An Overview of Consumer Data and Credit Reporting
Federal Reserve Bulletin
·
2003
·
4 authors
·
Open access
128
citations
Credit Scoring: Statistical Issues and Evidence from Credit‐Bureau Files
Real Estate Economics
·
2000
·
4 authors
71
citations
The Impact of Capital-Based Regulation on Bank Risk-Taking
Journal of Financial Intermediation
·
1999
·
2 authors
·
Open access
411
citations
Consolidation and bank branching patterns
Journal of Banking & Finance
·
1999
·
4 authors
66
citations
Trends in Home Purchase Lending: Consolidation and the Community Reinvestment Act
Federal Reserve Bulletin
·
1999
·
4 authors
·
Open access
62
citations
Branch Banking and the Geography of Bank Pricing
The Review of Economics and Statistics
·
1998
·
2 authors
83
citations
Changes in the Distribution of Banking Offices
Federal Reserve Bulletin
·
1997
·
4 authors
·
Open access
72
citations
The Impact of Capital-Based Regulation on Bank Risk-Taking: A Dynamic Model
Finance and Economics Discussion Series
·
1996
·
2 authors
·
Open access
69
citations
Credit Risk, Credit Scoring, and the Performance of Home Mortgages
Federal Reserve Bulletin
·
1996
·
4 authors
·
Open access
168
citations
Financing Constraints and Investment: New Evidence from Hospital Industry Data
Journal of money credit and banking
·
1995
·
2 authors
46
citations
Competition and Specialization in the Hospital Industry: An Application of Hotelling's Location Model
Southern Economic Journal
·
1995
·
2 authors
71
citations
Consumer Behavior and the Stickiness of Credit Card Interest Rates
RePEc: Research Papers in Economics
·
1994
·
2 authors
·
preprint
·
Open access
193
citations
The impact of geographic deregulation on small banks
RePEc: Research Papers in Economics
·
1994
·
1 author
50
citations
The strange behavior of the credit card market
RePEc: Research Papers in Economics
·
1992
·
1 author
24
citations
Search, switching costs, and the stickiness of credit card interest rates
RePEc: Research Papers in Economics
·
1992
·
2 authors
·
preprint
18
citations
The Concentration / Conduct Relationship in Bank Deposit Markets
The Review of Economics and Statistics
·
1991
·
2 authors
141
citations