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his paper seeks to determine the effects of structural adjustment policies on a group of small-scale farmers in the Cape Coast District of the Central Region of Ghana. The paper seeks answers to three questions: Has the small farmer's ability to produce improved since adjustment began? And has the small farmer's quality of life improved since adjustment began? And how have policies affected cocoa farmers differently from non-cocoa farmers? The paper concludes that many factors hamper farmers' ability to produce, and some are related to adjustment, while some are not. Quality of life proved difficult to determine, but it seems that the quality of life for cocoa farmers is considerably higher than that of non-cocoa farmers due to adjustment pricing policies.
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