Medical Selection of Life Risks

Abstract

PART ONE A Historical Survey of the Development of Life Assurance Forms of Life and Health Insurance Contracts Principles of Risk Selection and Classification The Application of Life Table Methodology to Risk Appraisal The Rating of Substandard Lives Underwriting Genetic Diseases Underwriting Older Ages Underwriting Younger Ages Disability Insurance Long Term Care Underwriting Impaired Lives Annuities Structured Settlements Application Processing Life Underwriting and Information Technology PART TWO The Concept of Health and Disease The Medical Examination Drawing Conclusions From Test Results Build Blood Pressure Diabetes Mellitus Cardiovascular Disorders Electrocardiography Respiratory Disorders Ear, Nose and Throat Disorders Disease of the Kidney and Urinary Tract Disease of the Liver and Alimentary Tract Oncology Blood Disorders Endocrine Disorders Diseases of the Nervous System Psychiatric Disorders Substance Abuse Rheumatic Disorders Musculoskeletal Disorders Infectious Diseases HIV and AIDS Tropical Disease Pregnancy and Female Reproductive Disorders Miscellaneous Impairments

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