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Small medium enterprises performance was determined by some factors such as production efficiency, marketing strategy, or financial adequacy. But, there is one factor which is important for SMEs performance, the enterpreneur itself specially its characteristics. This study examined the effects of individual personality, self-efficacy, and locus of control on small medium enterprises performance in Banyumas. This study used the big five personality approach to measure individual characteristics which consists of openness to experience, conscientiousness, extrovertion, agreeableness, and neuroticism (OCEAN). This research used subjective perception to measure SMEs performance. This study used survey research design and respondents were SMEs entrepreneurs located in Banyumas (N = 105). Result of the multiple regression analysis showed that agreeableness and self-efficacy had a significant and positive effects on SMEs performance. On the contrary, neuroticism had a significant and negative effect on self-efficacy. Other individual personalities (openness to experience, conscientiousness, and neuritcism) and locus of control had no significant effect on SMEs performance. Implications for future research and practice were discussed. Keywords: personality, self-efficacy, locus of control, perfomance, SMEs
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