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Along with information technology, Internet high speed development, electronic commerce has caused current distribution realm significant transformation gradually. In electronic commerce practice, online electronic payment is electronic commerce essential link, also is foundation condition which electronic commerce can smoothly develop. Not corresponding real-time electron payment means coordinate, electronic commerce only can be does not have practical significance the hypothesized commerce, but is unable to realize on genuine net transaction. The on-line electronic payment is electronic commerce development core, is completes on net transaction essential step, also is at present restricts domestic network application development a bottleneck.
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