Article2006

Savings Performance Among Rural Households in Sub-Saharan Africa: The Effect of Gender

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Financial Literacy, Pension, Retirement Analysis Gender, Labor, and Family Dynamics Microfinance and Financial Inclusion

Abstract

This article investigates savings performance among participants in a matchedsavings program in Uganda, modeled after the Individual Development Accounts (IDAs) in the United States. Comparison of savings behavior by gender, level of education, marital status, and type of work was performed. Findings show that both women and men are saving successfully. However, women are saving better than their male counterparts across levels of education, marital status, and type of work.

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References

1991Assets and the poor: a new American welfare policy 2001The case for marriage: why married people are happier, healthier, and better off financially 2009The Poor and their Money 1997Why Do Women Invest Differently than Men?1988Income Under Female Versus Male Control 2002Does Marital History Matter? Marital Status and Wealth Outcomes Among Preretirement Adults 2005Assets at marriage in rural Ethiopia 2000Many borrow, more save, and all insure: implications for food and micro-finance policy

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2013Future Orientation as a Mediator between Assets and Perceived Household Economic Stability: A Structural Equation Modeling Approach

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