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Innovation in the Retail Banking Industry: The Diffusion of Credit Scoring
16 references·16 citing·44 second hopsampled
Innovation in the Retail Banking Industry: The Diffusion of Credit Scoring (2006)Innovation in the Retail Banking Industry…The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations (2005)The Diffusion of Financial In…Credit Scoring and the Availability, Price, and Risk of Small Business Credit (2005)Credit Scoring and the Availa…Patents and R&D as Real Options (2004)Patents and R&D as Real Optio…The Effect of Credit Scoring on Small-Business Lending (2001)The Effect of Credit Scoring …Rational Ignorance at the Patent Office (2001)Rational Ignorance at the Pat…On the Optimality of the Patent Renewal System (1999)On the Optimality of the Pate…As Many as Six Impossible Patents Before Breakfast: Property Rights for Business Concepts and Patent System Reform (1999)As Many as Six Impossible Pat…Can Patents Deter Innovation? The Anticommons in Biomedical Research (1998)Can Patents Deter Innovation?…Investment Under Uncertainty. (1994)Investment Under Uncertainty.Investment and Hysteresis (1992)Investment and HysteresisIrreversibility, Uncertainty, and Investment (1990)Irreversibility, Uncertainty,…Estimates of the Value of Patent Rights in European Countries During the Post-1950 Period (1986)Estimates of the Value of Pat…The Determinants of Technology Adoption: The Case of the Banking Firm (1984)The Determinants of Technolog…Patents as Options: Some Estimates of the Value of Holding European Patent Stocks (1984)Patents as Options: Some Esti…Option pricing: A simplified approach (1979)Option pricing: A simplified …Capitalism, Socialism, and Democracy. (1951)Capitalism, Socialism, and De…The Anatomy of Banks’ IT Investments: Drivers and Implications (2022)The Anatomy of Banks’ IT Inve…Decentralising the patent system (2021)Decentralising the patent sys…Valuation of Patents in Emerging Economies: A Renewal Model-Based Study of Indian Patents (2019)Valuation of Patents in Emerg…R&D investment and patent renewal decisions (2018)R&D investment and patent ren…What makes the first forward citation of a patent occur earlier? (2017)What makes the first forward …Inventing by combining pre-existing technologies: Patent evidence on learning and fishing out (2017)Inventing by combining pre-ex…Exploring the effect of dual use on the value of military technology patents based on the renewal decision (2017)Exploring the effect of dual …Estimates of the Value of Patent Rights in China (2016)Estimates of the Value of Pat…Private value of patent right and patent infringement: An empirical study based on patent renewal data of China (2013)Private value of patent right…INTELLECTUAL PROPERTY MANAGEMENT AND TECHNOLOGICAL ENTREPRENEURSHIP (2013)INTELLECTUAL PROPERTY MANAGEM…The Role of Fees in Patent Systems: Theory and Evidence (2011)The Role of Fees in Patent Sy…Survival Analysis of Patents in C anada (2011)Survival Analysis of Patents …Real options game analysis of sleeping patents (2010)Real options game analysis of…Information Technology and Banking Organization (2010)Information Technology and Ba…German employee inventors’ compensation records: A window into the returns to patented inventions (2010)German employee inventors’ co…Default Predictors and Credit Scoring Models for Retail Banking (2009)Default Predictors and Credit…Optimum consumption and portfolio rules in a continuous-time model (1971)Determinants of corporate borrowing (1977)The Correlates of Change in International Financial Regulation (1997)Environmental Policy and Technological Change (2002)Industrial research and technological innovation (1968)Econometric Methods for the Duration of Unemployment (1979)Market Structure and Innovation. (1982)Information Systems Innovation Among Organizations (1994)Adoption of New Technology (2003)Migration to Open-Standard Interorganizational Systems: Network Effects, Switching Costs, and Path Dependency1 (2006)Theory of Rational Option Pricing (1973)Irreversibility, Uncertainty, and Cyclical Investment (1980)Oil Shocks and the Macroeconomy: The Role of Price Variability* (1995)Applications of Social Capital in Educational Literature: A Critical Synthesis (2002)Theory of rational option pricing (2005)Economic Geography and Public Policy (2011)The Pricing of Options and Corporate Liabilities (1973)Martingales and stochastic integrals in the theory of continuous trading (1981)Evaluating Natural Resource Investments (1985)Judgment under Uncertainty: Heuristics and Biases (1975)Governing the Commons (1990)Governing the Commons: The Evolution of Institutions for Collective Action (1992)Protecting Their Intellectual Assets: Appropriability Conditions and Why U.S. Manufacturing Firms Patent (or Not) (2000)The Knowledge Economy (2004)Profiting from innovation in the digital economy: Enabling technologies, standards, and licensing models in the wireless world (2018)The Effect of Credit Market Competition on Lending Relationships (1995)Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2002)Does market size structure affect competition? The case of small business lending (2006)Bank involvement with SMEs: Beyond relationship lending (2010)Financial innovation: The bright and the dark sides (2016)Imitation Costs and Patents: An Empirical Study (1981)Technological acquisitions and the innovation performance of acquiring firms: a longitudinal study (2001)INTANGIBLE CAPITAL AND U.S. ECONOMIC GROWTH (2009)Fifty Years of Empirical Studies of Innovative Activity and Performance (2010)The Stochastic Behavior of Commodity Prices: Implications for Valuation and Hedging (1997)The Value Premium (2005)Policy Uncertainty and Corporate Investment (2015)Estimating Discrete-Choice Models of Product Differentiation (1994)Automobile Prices in Market Equilibrium (1995)International Technology Diffusion (2004)An Introduction to Varieties of Capitalism (2001)Varieties of Capitalism (2001)Political power beyond the State: problematics of government (2010)
this work references cited by second hop· second hop is a sample of the most-cited connections

References

  • 1994Investment Under Uncertainty.9,497 cited
  • 1979Option pricing: A simplified approach6,103 cited
  • 1951Capitalism, Socialism, and Democracy.3,565 cited
  • 1998Can Patents Deter Innovation? The Anticommons in Biomedical Research2,575 cited
  • 1990Irreversibility, Uncertainty, and Investment2,456 cited
  • 1992Investment and Hysteresis985 cited
  • 1986Estimates of the Value of Patent Rights in European Countries During the Post-1950 Period794 cited
  • 1984Patents as Options: Some Estimates of the Value of Holding European Patent Stocks722 cited
  • 1984The Determinants of Technology Adoption: The Case of the Banking Firm428 cited
  • 2005Credit Scoring and the Availability, Price, and Risk of Small Business Credit421 cited
  • 2001The Effect of Credit Scoring on Small-Business Lending393 cited
  • 2001Rational Ignorance at the Patent Office376 cited
  • 1999On the Optimality of the Patent Renewal System236 cited
  • 2004Patents and R&D as Real Options205 cited
  • 2005The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations199 cited

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1999
As Many as Six Impossible Patents Before Breakfast: Property Rights for Business Concepts and Patent System Reform
198 cited

Cited by

  • 2010Information Technology and Banking Organization65 cited
  • 2013Private value of patent right and patent infringement: An empirical study based on patent renewal data of China48 cited
  • 2009Default Predictors and Credit Scoring Models for Retail Banking44 cited
  • 2017What makes the first forward citation of a patent occur earlier?43 cited
  • 2019Valuation of Patents in Emerging Economies: A Renewal Model-Based Study of Indian Patents39 cited
  • 2016Estimates of the Value of Patent Rights in China35 cited
  • 2017Inventing by combining pre-existing technologies: Patent evidence on learning and fishing out32 cited
  • 2010German employee inventors’ compensation records: A window into the returns to patented inventions27 cited
  • 2017Exploring the effect of dual use on the value of military technology patents based on the renewal decision25 cited
  • 2011Survival Analysis of Patents in C anada22 cited
  • 2022The Anatomy of Banks’ IT Investments: Drivers and Implications21 cited
  • 2021Decentralising the patent system19 cited
  • 2011The Role of Fees in Patent Systems: Theory and Evidence17 cited
  • 2013INTELLECTUAL PROPERTY MANAGEMENT AND TECHNOLOGICAL ENTREPRENEURSHIP16 cited
  • 2010Real options game analysis of sleeping patents14 cited
  • 2018R&D investment and patent renewal decisions13 cited