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The Rise in Us Household Debt: Assessing its Causes and Sustainability
16 references·9 citing·40 second hop
The Rise in Us Household Debt: Assessing its Causes and Sustainability (2004)The Rise in Us Household Debt: Assessing …Consumption Over the Life Cycle (2002)Consumption Over the Life Cyc…Recent Changes in U.S. Family Finances: Results from the 1998 Survey of Consumer Finances (2000)Recent Changes in U.S. Family…Household Portfolios in the United States (2000)Household Portfolios in the U…Modelling the Impact of Demographic Change Upon the Economy (1999)Modelling the Impact of Demog…Consumption Over the Life Cycle (1999)Consumption Over the Life Cyc…Consumption and Credit: A Model of Time-Varying Liquidity Constraints (1999)Consumption and Credit: A Mod…The nature of precautionary wealth (1997)The nature of precautionary w…Is Consumption Growth Consistent with Intertemporal Optimization? Evidence from the Consumer Expenditure Survey (1995)Is Consumption Growth Consist…The UK Consumption Boom of the Late 1980s: Aggregate Implications of Microeconomic Evidence (1994)The UK Consumption Boom of th…How Prudent are Consumers? (1993)How Prudent are Consumers?Poverty and the Rate of Time Preference: Evidence from Panel Data (1991)Poverty and the Rate of Time …Liquidity constraints and the permanent-income hypothesis (1991)Liquidity constraints and the…Optimal Consumption with Stochastic Income: Deviations from Certainty Equivalence (1989)Optimal Consumption with Stoc…Consumption, Income, and Interest Rates: Reinterpreting the Time Series Evidence (1989)Consumption, Income, and Inte…Precautionary Saving and Accidental Bequests (1985)Precautionary Saving and Acci…Stochastic Implications of the Life Cycle-Permanent Income Hypothesis: Theory and Evidence (1978)Stochastic Implications of th…Indebtedness and the Household Financial Health: An Examination of the Canadian Debt Service Ratio Distribution (2021)Indebtedness and the Househol…Determinants of household debt in emerging economies: A macro panel analysis (2020)Determinants of household deb…Relative Income and Indebtedness: Evidence from Panel Data (2014)Relative Income and Indebtedn…The determinants of Australian household debt: A macro level study (2013)The determinants of Australia…The effect of late-life debt use on retirement decisions (2011)The effect of late-life debt …Has the Rise in Debt Made Households More Vulnerable? (2006)Has the Rise in Debt Made Hou…Giving Credit where it's Due: Public Policy and Household Debt in the United States, the United Kingdom and Canada (2006)Giving Credit where it's Due:…The Determinants of Household Debt and Balance Sheets in the United Kingdom (2005)The Determinants of Household…Keeping Up With the Joneses: Analyzing the Effect of Income Inequality on Consumer Borrowing (2005)Keeping Up With the Joneses: …Specification Tests in Econometrics (1978)Panel data and unobservable individual effects (1981)Some Tests of Specification for Panel Data: Monte Carlo Evidence and an Application to Employment Equations (1991)The Reaction of Household Consumption to Predictable Changes in Social Security Taxes (1999)Panel Data Models: Some Recent Developments (2001)The Effect of Parental Transfers and Borrowing Constraints on Educational Attainment (2001)The equity premium: A puzzle (1985)Precautionary Saving in the Small and in the Large (1989)The Buffer-Stock Theory of Saving: Some Macroeconomic Evidence (1992)DO NATURAL DISASTERS PROMOTE LONG‐RUN GROWTH? (2002)The new financial order: risk in the 21st century (2003)Consumption and Liquidity Constraints: An Empirical Investigation (1989)Preference Parameters and Behavioral Heterogeneity: An Experimental Approach in the Health and Retirement Study (1997)Time Discounting and Time Preference: A Critical Review (2002)House Prices, Borrowing Constraints, and Monetary Policy in the Business Cycle (2005)Saving and Uncertainty: The Precautionary Demand for Saving (1968)Uninsured Idiosyncratic Risk and Aggregate Saving (1994)Measuring Expectations (2004)How do house prices affect consumption? Evidence from micro data (2006)Intertemporal Substitution in Consumption (1988)The Effects of Health, Wealth, and Wages on Labour Supply and Retirement Behaviour (2005)Consumption Inequality and Partial Insurance (2008)Saving and Liquidity Constraints (1991)Buffer-Stock Saving and the Life Cycle/Permanent Income Hypothesis (1997)Golden Eggs and Hyperbolic Discounting (1997)Household Finance (2006)The Economic Importance of Financial Literacy: Theory and Evidence (2014)Precautionary Saving in the Small and in the Large (1990)Strategic Asset Allocation (2002)LIFETIME PORTFOLIO SELECTION BY DYNAMIC STOCHASTIC PROGRAMMING (1975)Econometric policy evaluation: A critique (1976)An Optimization-Based Econometric Framework for the Evaluation of Monetary Policy (1997)Consumption, Aggregate Wealth, and Expected Stock Returns (2001)The Macroeconomic Effects of Tax Changes: Estimates Based on a New Measure of Fiscal Shocks (2010)Do after-tax returns affect mutual fund inflows? (2002)Do borrowers know their mortgage terms? (2008)House Prices, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis (2009)Trends and random walks in macroeconmic time series (1982)Testing for a Unit Root in Time Series Regression (1988)The Great Crash, the Oil Price Shock, and the Unit Root Hypothesis (1989)
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References

  • 1978Stochastic Implications of the Life Cycle-Permanent Income Hypothesis: Theory and Evidence3,581 cited
  • 2002Consumption Over the Life Cycle1,824 cited
  • 1989Consumption, Income, and Interest Rates: Reinterpreting the Time Series Evidence1,820 cited
  • 1991Poverty and the Rate of Time Preference: Evidence from Panel Data905 cited
  • 1989Optimal Consumption with Stochastic Income: Deviations from Certainty Equivalence904 cited
  • 1997The nature of precautionary wealth816 cited
  • 1995Is Consumption Growth Consistent with Intertemporal Optimization? Evidence from the Consumer Expenditure Survey608 cited
  • 1993How Prudent are Consumers?384 cited
  • 1991Liquidity constraints and the permanent-income hypothesis350 cited
  • 2000Recent Changes in U.S. Family Finances: Results from the 1998 Survey of Consumer Finances311 cited
  • 1999Modelling the Impact of Demographic Change Upon the Economy291 cited
  • 1999Consumption and Credit: A Model of Time-Varying Liquidity Constraints262 cited
  • 1985Precautionary Saving and Accidental Bequests262 cited
  • 1999Consumption Over the Life Cycle236 cited
  • 2000Household Portfolios in the United States222 cited

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  • 1994The UK Consumption Boom of the Late 1980s: Aggregate Implications of Microeconomic Evidence211 cited
  • Cited by

    • 2005Keeping Up With the Joneses: Analyzing the Effect of Income Inequality on Consumer Borrowing226 cited
    • 2006Has the Rise in Debt Made Households More Vulnerable?132 cited
    • 2013The determinants of Australian household debt: A macro level study94 cited
    • 2014Relative Income and Indebtedness: Evidence from Panel Data52 cited
    • 2020Determinants of household debt in emerging economies: A macro panel analysis42 cited
    • 2005The Determinants of Household Debt and Balance Sheets in the United Kingdom42 cited
    • 2021Indebtedness and the Household Financial Health: An Examination of the Canadian Debt Service Ratio Distribution36 cited
    • 2011The effect of late-life debt use on retirement decisions29 cited
    • 2006Giving Credit where it's Due: Public Policy and Household Debt in the United States, the United Kingdom and Canada27 cited