Scale Economies and Technological Change in Federal Reserve ACH Payment Processing

Paul W. Bauer · Diana Hancock

27 citations0/0 files storedRePEc: Research Papers in Economics

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Digital Transformation in Financial Services Banking stability, regulation, efficiency Efficiency Analysis Using DEA

Abstract

An analysis of the contribution of scale economies, technological change, and falling input prices to the absolute reduction in the real processing costs of an ACH transfer over the 1979-94 period.

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1988The Theory of Industrial Organization 1967Tax Policy and Investment Behavior 2005Optimal Departures from Marginal Cost Pricing 1971A Disneyland Dilemma: Two-Part Tariffs for a Mickey Mouse Monopoly 1976Price Theory and Applications 1978Duality approaches to microeconomic theory 1990Market Failure and Resource Use: Economic Incentives to Use Different Payment Instruments 1994Business-to-Business Payments and the Role of Financial Electronic Data Interchange

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2004Payment Systems Efficiency, Policy Approaches, and the Role of the Central Bank 2009Technological Change, Financial Innovation, and Diffusion in Banking 1997A Comparison of Social Costs and Benefits of Paper Check Presentment and ECP with Truncation

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