Llegando a fin de mes: un análisis de las preferencias temporales de los uruguayos

Abstract

In this paper, we study the intertemporal preferences of consumption decisions in a sample of clients of Disco supermarkets. We fit the estimated daily decline in the consumption of non-durable goods by applying both exponential and quasi-hyperbolic intertemporal discounting models. We obtain evidence of inconsistent intertemporal preferences within the month, derived from an excessive preference for present consumption, which does not allow for smoothing consumption between income flows.

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