Article2008

The Adequacy of Retirement Savings: Subjective Survey Reports by Retired Canadians

Şule Alan · Kadir Atalay · Thomas F. Crossley

27 citations0/0 files storedCanadian Public Policy

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Financial Literacy, Pension, Retirement Analysis Aging, Elder Care, and Social Issues Retirement, Disability, and Employment

Abstract

We examine retired Canadians’ subjective survey reports of satisfaction with finances, and with life, relative to the period before retirement. Many more retired Canadians report enjoying life more than before retirement than the converse, and in 2002 three-quarters of retired Canadians reported being either as satisfied or more satisfied with their finances than they were in the year prior to retirement. The most significant correlate of financial dissatisfaction that our analysis uncovers is involuntary retirement and, in particular, involuntary retirement associated with poor health.

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References

2006Developments in the Measurement of Subjective Well-Being 1995Will raising the incomes of all increase the happiness of all?2002What Can Economists Learn from Happiness Research?2001Do People Mean What They Say? Implications for Subjective Survey Data 2004Enhancing the Validity and Cross-Cultural Comparability of Measurement in Survey Research 2005Consumption versus Expenditure 2001The Life-Cycle Model of Consumption and Saving 2006Are Americans Saving “Optimally” for Retirement?

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