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Mortgage Financing in the Housing Boom and Bust
16 references·11 citing·45 second hop
Mortgage Financing in the Housing Boom and Bust (2013)Mortgage Financing in the Housing Boom an…The failure of models that predict failure: Distance, incentives, and defaults (2014)The failure of models that pr…Securitization without risk transfer (2012)Securitization without risk t…The Real Costs of Credit Access: Evidence from the Payday Lending Market* (2011)The Real Costs of Credit Acce…Forced Sales and House Prices (2011)Forced Sales and House PricesA Model of Mortgage Default (2011)A Model of Mortgage DefaultSecuritization and Distressed Loan Renegotiation: Evidence from the Subprime Mortgage Crisis (2010)Securitization and Distressed…Originate-to-distribute Model and the Subprime Mortgage Crisis (2010)Originate-to-distribute Model…Did Securitization Lead to Lax Screening? Evidence from Subprime Loans (2010)Did Securitization Lead to La…Understanding the Subprime Mortgage Crisis (2009)Understanding the Subprime Mo…The Rise in Mortgage Defaults (2009)The Rise in Mortgage DefaultsThe Consequences of Mortgage Credit Expansion: Evidence from the U.S. Mortgage Default Crisis * (2009)The Consequences of Mortgage …House Prices, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis (2009)House Prices, Home Equity-Bas…The subprime solution: how today's global financial crisis happened, and what to do about it (2008)The subprime solution: how to…Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Information Production and Ca…Liquidity Risk, Liquidity Creation, and Financial Fragility: A Theory of Banking (2001)Liquidity Risk, Liquidity Cre…Multitask Principal–Agent Analyses: Incentive Contracts, Asset Ownership, and Job Design (1991)Multitask Principal–Agent Ana…The Secular Decline of Traditional Banking: Drivers and the Changing Transmission of Regulation and Monetary Policy (2024)The Secular Decline of Tradit…Why do Borrowers Default on Mortgages? (2022)Why do Borrowers Default on M…Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinance Program (2022)Mortgage Refinancing, Consume…High water, no marks? Biased lending after extreme weather (2021)High water, no marks? Biased …Government and Private Household Debt Relief during COVID-19 (2021)Government and Private Househ…Which Banks are (Over) Levered? Insights from Shadow Banks and Uninsured Leverage (2020)Which Banks are (Over) Levere…The Mortgage Rate Conundrum (2017)The Mortgage Rate ConundrumThe Housing Boom and Bust: Model Meets Evidence (2017)The Housing Boom and Bust: Mo…The Effect of Mortgage Securitization on Foreclosure and Modification (2016)The Effect of Mortgage Securi…Mortgage Rates, Household Balance Sheets, and the Real Economy (2014)Mortgage Rates, Household Bal…Unemployment, Negative Equity, and Strategic Default (2013)Unemployment, Negative Equity…Golden Eggs and Hyperbolic Discounting (1997)Household Finance (2006)Markets: The Credit Rating Agencies (2010)The Nature of the Firm (1937)The choice of organizational form The case of franchising (1987)The Economic Institutions of Capitalism (1987)Fairness and Retaliation: The Economics of Reciprocity (2000)The New Institutional Economics: Taking Stock, Looking Ahead (2000)Intrinsic and Extrinsic Motivation (2003)Credit Rationing in Markets with Imperfect Information (1981)House Prices, Home Equity–Based Borrowing, and the US Household Leverage Crisis (2011)Liquidity risk management and credit supply in the financial crisis (2011)Household Balance Sheets, Consumption, and the Economic Slump* (2013)A Simple Implicit Measure of the Effective Bid-Ask Spread in an Efficient Market (1984)Co-Integration and Error Correction: Representation, Estimation, and Testing (1987)Liquidation Values and Debt Capacity: A Market Equilibrium Approach (1992)Estimates of the Impact of Crime Risk on Property Values from Megan's Laws (2008)The Determinants of Attitudes toward Strategic Default on Mortgages (2013)Environmental Health Risks and Housing Values: Evidence from 1,600 Toxic Plant Openings and Closings (2015)Theory of the firm: Managerial behavior, agency costs and ownership structure (1976)Bank Runs, Deposit Insurance, and Liquidity (1983)Financial Intermediation and Delegated Monitoring (1984)The role of securitization in bank liquidity and funding management (2011)Financial innovation: The bright and the dark sides (2016)Credit Supply and the Housing Boom (2018)Firms, Contracts, and Financial Structure (1995)Banks as Liquidity Providers: An Explanation for the Coexistence of Lending and Deposit‐taking (2002)Does Distance Still Matter? 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References

  • 1991Multitask Principal–Agent Analyses: Incentive Contracts, Asset Ownership, and Job Design6,042 cited
  • 2002Information Production and Capital Allocation: Decentralized versus Hierarchical Firms2,426 cited
  • 2009The Consequences of Mortgage Credit Expansion: Evidence from the U.S. Mortgage Default Crisis *2,088 cited
  • 2001Liquidity Risk, Liquidity Creation, and Financial Fragility: A Theory of Banking2,006 cited
  • 2009Understanding the Subprime Mortgage Crisis1,012 cited
  • 2012Securitization without risk transfer922 cited
  • 2011Forced Sales and House Prices888 cited
  • 2008The subprime solution: how today's global financial crisis happened, and what to do about it817 cited
  • 2009The Rise in Mortgage Defaults720 cited
  • 2010Originate-to-distribute Model and the Subprime Mortgage Crisis527 cited
  • 2011The Real Costs of Credit Access: Evidence from the Payday Lending Market*508 cited
  • 2014The failure of models that predict failure: Distance, incentives, and defaults497 cited
  • 2010Did Securitization Lead to Lax Screening? Evidence from Subprime Loans472 cited
  • 2011A Model of Mortgage Default464 cited
  • 2010Securitization and Distressed Loan Renegotiation: Evidence from the Subprime Mortgage Crisis

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452 cited
  • 2009House Prices, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis419 cited
  • Cited by

    • 2017The Housing Boom and Bust: Model Meets Evidence85 cited
    • 2022Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinance Program84 cited
    • 2021High water, no marks? Biased lending after extreme weather81 cited
    • 2016The Effect of Mortgage Securitization on Foreclosure and Modification79 cited
    • 2013Unemployment, Negative Equity, and Strategic Default75 cited
    • 2022Why do Borrowers Default on Mortgages?74 cited
    • 2017The Mortgage Rate Conundrum74 cited
    • 2014Mortgage Rates, Household Balance Sheets, and the Real Economy74 cited
    • 2021Government and Private Household Debt Relief during COVID-1974 cited
    • 2020Which Banks are (Over) Levered? Insights from Shadow Banks and Uninsured Leverage34 cited
    • 2024The Secular Decline of Traditional Banking: Drivers and the Changing Transmission of Regulation and Monetary Policy34 cited