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• 2002Investment in internet banking as a real option: theory and tests76 cited
• 2013The impact of internet-based services on credit unions: a propensity score matching approach34 cited
• 2003The Role of Community Banks in the U.S. Economy31 cited
• 2018The Effects of Technology on Bank Performance in Advanced and Emerging Economies28 cited
• 2011Internet banking and performance26 cited
• 2025Measuring the Impacts of Internet Banking to Bank Performance: Evidence from Vietnam23 cited
• 2006The adoption of web banking at credit unions22 cited
• 2001Electronic finance: An overview of the issues15 cited
• 2004The interaction between face-to-face and electronic delivery: the case of the Italian banking industry14 cited
• 2012The Development of E-Banking in Developing Countries in the Middle East13 cited
• 2024Adopting Digital Signatures for Complex Financial Products in the French Banking Sector: How Technology Acceptance and User Literacy Matter12 cited
• 2004The relationship between the adoption of Internet banking and electronic connectivity: - An international comparison12 cited
• 2004Consumer Adoption of Online Banking: Does Distance Matter?9 cited
• 2017Determinants of Internet Banking Adoption by Banks in Pakistan