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Does Distance Matter in Banking?
16 references·12 citing·42 second hop
Does Distance Matter in Banking? (2009)Does Distance Matter in Banking?Demand estimation and consumer welfare in the banking industry (2008)Demand estimation and consume…Banks, Distances and Firms' Financing Constraints (2008)Banks, Distances and Firms' F…Financial Services Used by Small Businesses: Evidence from the 2003 Survey of Small Business Finances (2006)Financial Services Used by Sm…Competition and Strategic Information Acquisition in Credit Markets (2006)Competition and Strategic Inf…Distance, Lending Relationships, and Competition (2005)Distance, Lending Relationshi…Credit Scoring and the Availability, Price, and Risk of Small Business Credit (2005)Credit Scoring and the Availa…The value of private sector business credit information sharing: The US case (2003)The value of private sector b…Information and bank credit allocation (2003)Information and bank credit a…Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2002)Small Business Credit Availab…Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)Does Distance Still Matter? T…The Effect of Credit Scoring on Small-Business Lending (2001)The Effect of Credit Scoring …Asymmetric information and the structure of the banking industry (2001)Asymmetric information and th…Adverse Selection as a Barrier to Entry in the Banking Industry (1999)Adverse Selection as a Barrie…The Winner's Curse in Banking (1998)The Winner's Curse in BankingWhat's the point of credit scoring? (1997)What's the point of credit sc…Market Definition and the Analysis of Antitrust in Banking (1997)Market Definition and the Ana…Fintech entry, lending market competition, and welfare (2025)Fintech entry, lending market…Information technology and lender competition (2024)Information technology and le…Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis (2021)Piercing through Opacity: Rel…Information Technology and Bank Competition (2021)Information Technology and Ba…Soft information and the geography of SME bank lending (2020)Soft information and the geog…Collateralization and distance (2019)Collateralization and distanceThe Impact of Bank Branching Deregulations on the U.S. Agricultural Sector (2017)The Impact of Bank Branching …Consumer credit on American Indian reservations (2015)Consumer credit on American I…Competition, financial innovation and commercial bank loan portfolios (2013)Competition, financial innova…Diversification of Geographic Risk in Retail Bank Networks: Evidence from Bank Expansion after the Riegle-Neal Act (2012)Diversification of Geographic…Distance Still Matters: The Information Revolution in Small Business Lending and the Persistent Role of Location, 1993-2003 (2011)Distance Still Matters: The I…Bank Office Outreach, Structure and Performance in Regional Banking Markets (2011)Bank Office Outreach, Structu…Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt (1992)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Relationship Lending and Lines of Credit in Small Firm Finance (1995)Credit Market Competition and Capital Regulation (2009)How does competition affect bank systemic risk? (2013)Is financial inclusion good for bank stability? International evidence (2017)Some Tests of Specification for Panel Data: Monte Carlo Evidence and an Application to Employment Equations (1991)Initial conditions and moment restrictions in dynamic panel data models (1995)Initial conditions and moment restrictions in dynamic panel data models (1998)Loan officers and relationship lending to SMEs (2011)Triggers and barriers to financial inclusion: The use of ICT-based branchless banking in an Amazon county (2011)The Impact of Incentives and Communication Costs on Information Production and Use: Evidence from Bank Lending (2015)Credit Rationing in Markets with Imperfect Information (1981)Does market size structure affect competition? The case of small business lending (2006)Small Business Credit Scoring and Credit Availability* (2006)When arm's length is too far: Relationship banking over the credit cycle (2017)Determinants of corporate borrowing (1977)Corporate financing and investment decisions when firms have information that investors do not have (1984)Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)Rethinking Bank Regulation: Till Angels Govern (2005)A more complete conceptual framework for SME finance (2006)Stability in Competition (1929)Specification Tests in Econometrics (1978)The Theory of Industrial Organization (1988)What Drives Bank Competition? Some International Evidence (2003)Distance and Private Information in Lending (2010)How does capital affect bank performance during financial crises? (2013)The Effect of Credit Market Competition on Lending Relationships (1995)Bank involvement with SMEs: Beyond relationship lending (2010)Financial innovation: The bright and the dark sides (2016)Financial Intermediation and Delegated Monitoring (1984)The Core Competence of the Corporation (2006)Relationship and Transaction Lending in a Crisis (2016)Information: Hard and Soft (2018)Personal Knowledge: Towards a Post-Critical Philosophy (1959)Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans (2007)Financial consolidation: Dangers and opportunities (1999)Borrower–lender distance, credit scoring, and loan performance: Evidence from informational-opaque small business borrowers (2007)Why Are Black‐Owned Businesses Less Successful than White‐Owned Businesses? The Role of Families, Inheritances, and Business Human Capital (2007)Don't Put All Your Eggs in One Basket? Diversification and Specialization in Lending (1999)Competition and microfinance (2005)Should Banks Be Diversified? Evidence from Individual Bank Loan Portfolios (2005)
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References

  • 2002Does Distance Still Matter? The Information Revolution in Small Business Lending2,156 cited
  • 2002Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure1,888 cited
  • 2005Distance, Lending Relationships, and Competition1,570 cited
  • 2006Competition and Strategic Information Acquisition in Credit Markets766 cited
  • 2003Information and bank credit allocation657 cited
  • 2005Credit Scoring and the Availability, Price, and Risk of Small Business Credit421 cited
  • 2001The Effect of Credit Scoring on Small-Business Lending393 cited
  • 2006Financial Services Used by Small Businesses: Evidence from the 2003 Survey of Small Business Finances372 cited
  • 2008Banks, Distances and Firms' Financing Constraints346 cited
  • 1999Adverse Selection as a Barrier to Entry in the Banking Industry342 cited
  • 1997What's the point of credit scoring?311 cited
  • 1998The Winner's Curse in Banking290 cited
  • 2001Asymmetric information and the structure of the banking industry256 cited
  • 2008Demand estimation and consumer welfare in the banking industry206 cited
  • 2003The value of private sector business credit information sharing: The US case

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203 cited
  • 1997Market Definition and the Analysis of Antitrust in Banking197 cited
  • Cited by

    • 2013Competition, financial innovation and commercial bank loan portfolios48 cited
    • 2011Distance Still Matters: The Information Revolution in Small Business Lending and the Persistent Role of Location, 1993-200339 cited
    • 2021Information Technology and Bank Competition33 cited
    • 2011Bank Office Outreach, Structure and Performance in Regional Banking Markets31 cited
    • 2021Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis30 cited
    • 2025Fintech entry, lending market competition, and welfare29 cited
    • 2019Collateralization and distance29 cited
    • 2020Soft information and the geography of SME bank lending28 cited
    • 2024Information technology and lender competition28 cited
    • 2012Diversification of Geographic Risk in Retail Bank Networks: Evidence from Bank Expansion after the Riegle-Neal Act27 cited
    • 2017The Impact of Bank Branching Deregulations on the U.S. Agricultural Sector22 cited
    • 2015Consumer credit on American Indian reservations22 cited