An Analysis of Issues in Takaful (Islamic Insurance)

Maryam Dikko

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Islamic Finance and Banking Studies Insurance and Financial Risk Management Halal products and consumer behavior

Abstract

Takaful has become the alternative method of providing insurance services that is deemed acceptable for Muslims. This paper looks at the different views of Islamic scholars on conventional insurance and the legal and practical aspects of takaful insurance. It also looks at the different models used by takaful operators and analyses several issues which may still riddle takaful practice. It concludes by proffering suggestions and recommendations that may resolve issues that have been noticed. Keywords: Takaful , Islamic insurance, takaful models, issues in takaful.

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References

2011An Introduction to Islamic Finance 2004The logic of financial westernization in the Middle East 2001An Economic Explication of the Prohibition of Gharar in Classical Islamic Jurisprudence 2006Evidence on the relationship between Takaful insurance and fundamental perception of Islamic principles 2009Takaful Islamic Insurance 2007Insurance in an Islamic Economy 2007Islamic Insurance: A Modern Approach to Islamic Banking 2011Critical analysis on the choice of Takaful (Islamic insurance) operating models in Malaysia

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