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Access to Credit by Small Businesses: How Relevant Are Race, Ethnicity, and Gender?
5 references·16 citing·50 second hop
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(2019)Financial inclusion for women empowerment in South Asian countries (2022)The real effects of credit constraints: Evidence from discouraged borrowers (2022)Assessing Affirmative ActionSmall Business Loan Turndowns, Personal Wealth, and Discrimination* (2005)DO WOMEN PAY MORE FOR CREDIT? EVIDENCE FROM ITALY (2013)Relationship Banking: What Do We Know? (2000)Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)The Theory of Bank Risk Taking and Competition Revisited (2005)
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References

  • 1994The Benefits of Lending Relationships: Evidence from Small Business Data5,434 cited
  • 1995Relationship Lending and Lines of Credit in Small Firm Finance3,641 cited
  • 2005Financial and Legal Constraints to Growth: Does Firm Size Matter?2,515 cited
  • 2003Discrimination in the Small-Business Credit Market758 cited
  • 1998Market Structure and Discrimination: The Case of Small Businesses321 cited

Cited by

  • 2016Who needs credit and who gets credit? Evidence from the surveys of small business finances173 cited
  • 2017Discrimination, Social Capital, and Financial Constraints: The Case of Viet Nam163 cited
  • 2019Female financial inclusion and its impacts on inclusive economic development152 cited
  • 2016Gender bias and credit access143 cited
  • 2019The Gender Gap in Bank Credit Access141 cited
  • 2014Gender Inequality135 cited
  • 2017‘Why Even Bother Trying?’ Examining Discouragement among Racial‐Minority Entrepreneurs107 cited
  • 2015Strengthening access to finance for women-owned SMEs in developing countries99 cited
  • 2019Financial literacy and formal credit accessibility: Evidence from informal businesses in China87 cited
  • 2017Is there a gender effect on the cost of bank financing?

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77 cited
  • 2014Barking up the Wrong Tree? Measuring Gender Gaps in Firm’s Access to Finance75 cited
  • 2023Lender Automation and Racial Disparities in Credit Access74 cited
  • 2016Unequal Hard Times: The Influence of the Great Recession on Gender Bias in Entrepreneurial Financing68 cited
  • 2017Entrepreneurial optimism, credit availability, and cost of financing: Evidence from U.S. small businesses59 cited
  • 2009Gender and the Availability of Credit to Privately Held Firms: Evidence from the Surveys of Small Business Finances52 cited
  • 2021Lender Automation and Racial Disparities in Credit Access50 cited