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Insurer pricing and consumer welfare: evidence from Medigap
16 references·16 citing·47 second hopsampled
Insurer pricing and consumer welfare: evidence from Medigap (2014)Insurer pricing and consumer welfare: evi…The Industrial Organization of Health-Care Markets (2015)The Industrial Organization o…Adverse Selection and Inertia in Health Insurance Markets: When Nudging Hurts (2013)Adverse Selection and Inertia…Paying a Premium on Your Premium? Consolidation in the US Health Insurance Industry (2012)Paying a Premium on Your Prem…Selection in Insurance Markets: Theory and Empirics in Pictures (2011)Selection in Insurance Market…Estimating Welfare in Insurance Markets Using Variation in Prices * (2010)Estimating Welfare in Insuran…Sources of Advantageous Selection: Evidence from the Medigap Insurance Market (2008)Sources of Advantageous Selec…Estimating Risk Preferences from Deductible Choice (2007)Estimating Risk Preferences f…The economic analysis of advertising (2005)The economic analysis of adve…How Much Choice is Too Much? Contributions to 401(k) Retirement Plans (2004)How Much Choice is Too Much? …Product Choice and Oligopoly Market Structure (2002)Product Choice and Oligopoly …Asymmetric Information in Health Insurance: Evidence from the National Medical Expenditure Survey (2001)Asymmetric Information in Hea…When choice is demotivating: Can one desire too much of a good thing? (2000)When choice is demotivating: …Testing for Asymmetric Information in Insurance Markets (2000)Testing for Asymmetric Inform…An Empirical Examination of Information Barriers to Trade in Insurance (1999)An Empirical Examination of I…Automobile Prices in Market Equilibrium (1995)Automobile Prices in Market E…Sunk Costs and Market Structure (1991)Sunk Costs and Market Structu…Hospital Network Competition and Adverse Selection: Evidence from the Massachusetts Health Insurance Exchange (2022)Hospital Network Competition …Mortality Effects and Choice Across Private Health Insurance Plans (2021)Mortality Effects and Choice …Heterogeneous choice sets and preferences (2020)Heterogeneous choice sets and…Heterogeneous Choice Sets and Preferences (2019)Heterogeneous Choice Sets and…Perfect Competition in Markets With Adverse Selection (2017)Perfect Competition in Market…Imperfect Competition in Selection Markets (2017)Imperfect Competition in Sele…Who benefits when the government pays more? Pass-through in the Medicare Advantage program (2016)Who benefits when the governm…Regulation of Insurance with Adverse Selection and Switching Costs: Evidence from Medicare Part D (2016)Regulation of Insurance with …Hospital Network Competition and Adverse Selection: Evidence from the Massachusetts Health Insurance Exchange (2016)Hospital Network Competition …Pricing Regulation and Imperfect Competition on the Massachusetts Health Insurance Exchange (2015)Pricing Regulation and Imperf…More Insurers Lower Premiums: Evidence from Initial Pricing in the Health Insurance Marketplaces (2015)More Insurers Lower Premiums:…How do health insurer market concentration and bargaining power with hospitals affect health insurance premiums? (2015)How do health insurer market …Asymmetric Information and Imperfect Competition in Lending Markets (2015)Asymmetric Information and Im…The Industrial Organization of Health Care Markets (2014)The Industrial Organization o…Optimal Annuitization with Stochastic Mortality Probabilities (2013)Optimal Annuitization with St…Competition in Health Care Markets11We wish to thank participants at the Handbook of Health Economics meeting in Lisbon, Portugal, Pedro Pita Barros, Rein Halbersman, and Cory Capps for helpful comments and suggestions. Misja Mikkers, Rein Halbersma, and Ramsis Croes of the Netherlands Healthcare Authority graciously provided data on hospital and insurance market structure in the Netherlands. David Emmons kindly provided aggregates of the American Medical Association's calculations of health insurance market structure. Leemore Dafny was kind enough to share her measures of market concentration for the large employer segment of the US health insurance market. All opinions expressed here and any errors are the sole responsibility of the authors. No endorsement or approval by any other individuals or institutions is implied or should be inferred. (2011)Competition in Health Care Ma…Conditional logit analysis of qualitative choice behavior (1972)Simulation and the Asymptotics of Optimization Estimators (1989)Estimating Discrete-Choice Models of Product Differentiation (1994)Discrete Choice Methods with Simulation (2001)Simulation and the Monte Carlo Method (2016)Text-Based Network Industries and Endogenous Product Differentiation (2016)The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)Risk Aversion and Incentive Effects (2002)Nudge: improving decisions about health, wealth, and happiness (2008)Behavioral Economics and Public Policy: A Pragmatic Perspective (2015)Health Insurance for “Humans”: Information Frictions, Plan Choice, and Consumer Welfare (2015)What does a Deductible Do? 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(1966)Intrinsic Motivation and Self-Determination in Human Behavior (1985)Intrinsic Motivation and Self-Determination in Human Behavior (1988)Experience-Based and Description-Based Perceptions of Long-Term Risk: Why Global Warming does not Scare us (Yet) (2006)When Choice Motivates and When It Does Not (2006)Too Much of a Good Thing (2011)A BEHAVIORAL MODEL OF RATIONAL CHOICE (1955)A Motivational Science Perspective on the Role of Student Motivation in Learning and Teaching Contexts. (2003)Psychology and Economics: Evidence from the Field (2009)Uniting the Tribes of Fluency to Form a Metacognitive Nation (2009)Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information (1976)Incentives, Learning, and Compensation: A Theoretical and Empirical Investigation of Managerial Labor Contracts (1986)Panel Data Models: Some Recent Developments (2001)Adverse Selection in Insurance Markets: Policyholder Evidence from the U.K. Annuity Market (2004)Multiple Dimensions of Private Information: Evidence from the Long-Term Care Insurance Market (2006)Information and Consumer Behavior (1970)Advertising as Information (1974)Advertising, Breadth of Ownership, and Liquidity (2003)Chapter 31 Coordination and Lock-In: Competition with Switching Costs and Network Effects (2007)The Impact of Corporate Social Responsibility on Firm Value: The Role of Customer Awareness (2013)UNCERTAINTY AND THE WELFARE ECONOMICS OF MEDICAL CARE (2003)Testing for Adverse Selection in Insurance Markets (2009)Selection on Moral Hazard in Health Insurance (2013)Prospect Theory: An Analysis of Decision under Risk (1979)Prospect theory: An analysis of decision under risk (1988)Individual Preferences, Monetary Gambles, and Stock Market Participation: A Case for Narrow Framing (2006)Competition, Risk, and Managerial Incentives (2003)Multiple-Product Firms and Product Switching (2010)Are US Industries Becoming More Concentrated? 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References

  • 1995Automobile Prices in Market Equilibrium4,939 cited
  • 2000When choice is demotivating: Can one desire too much of a good thing?2,564 cited
  • 1991Sunk Costs and Market Structure1,019 cited
  • 2000Testing for Asymmetric Information in Insurance Markets1,001 cited
  • 2007Estimating Risk Preferences from Deductible Choice708 cited
  • 2013Adverse Selection and Inertia in Health Insurance Markets: When Nudging Hurts705 cited
  • 2005The economic analysis of advertising677 cited
  • 2002Product Choice and Oligopoly Market Structure617 cited
  • 2004How Much Choice is Too Much? Contributions to 401(k) Retirement Plans508 cited
  • 2008Sources of Advantageous Selection: Evidence from the Medigap Insurance Market493 cited
  • 2010Estimating Welfare in Insurance Markets Using Variation in Prices *453 cited
  • 2001Asymmetric Information in Health Insurance: Evidence from the National Medical Expenditure Survey411 cited
  • 2015The Industrial Organization of Health-Care Markets376 cited
  • 1999An Empirical Examination of Information Barriers to Trade in Insurance355 cited
  • 2011Selection in Insurance Markets: Theory and Empirics in Pictures354 cited

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  • 2012Paying a Premium on Your Premium? Consolidation in the US Health Insurance Industry291 cited
  • Cited by

    • 2017Perfect Competition in Markets With Adverse Selection144 cited
    • 2015Pricing Regulation and Imperfect Competition on the Massachusetts Health Insurance Exchange116 cited
    • 2017Imperfect Competition in Selection Markets107 cited
    • 2015How do health insurer market concentration and bargaining power with hospitals affect health insurance premiums?104 cited
    • 2016Who benefits when the government pays more? Pass-through in the Medicare Advantage program102 cited
    • 2015More Insurers Lower Premiums: Evidence from Initial Pricing in the Health Insurance Marketplaces100 cited
    • 2016Regulation of Insurance with Adverse Selection and Switching Costs: Evidence from Medicare Part D92 cited
    • 2016Hospital Network Competition and Adverse Selection: Evidence from the Massachusetts Health Insurance Exchange91 cited
    • 2022Hospital Network Competition and Adverse Selection: Evidence from the Massachusetts Health Insurance Exchange87 cited
    • 2021Mortality Effects and Choice Across Private Health Insurance Plans84 cited
    • 2014The Industrial Organization of Health Care Markets84 cited
    • 2011Competition in Health Care Markets11We wish to thank participants at the Handbook of Health Economics meeting in Lisbon, Portugal, Pedro Pita Barros, Rein Halbersman, and Cory Capps for helpful comments and suggestions. Misja Mikkers, Rein Halbersma, and Ramsis Croes of the Netherlands Healthcare Authority graciously provided data on hospital and insurance market structure in the Netherlands. David Emmons kindly provided aggregates of the American Medical Association's calculations of health insurance market structure. Leemore Dafny was kind enough to share her measures of market concentration for the large employer segment of the US health insurance market. All opinions expressed here and any errors are the sole responsibility of the authors. No endorsement or approval by any other individuals or institutions is implied or should be inferred.83 cited
    • 2015Asymmetric Information and Imperfect Competition in Lending Markets60 cited
    • 2013Optimal Annuitization with Stochastic Mortality Probabilities24 cited
    • 2019Heterogeneous Choice Sets and Preferences4 cited
    • 2020Heterogeneous choice sets and preferences2 cited