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The Failure and Promise of Mandated Consumer Mortgage Disclosures: Evidence from Qualitative Interviews and a Controlled Experiment with Mortgage Borrowers by James M. Lacko and Janis K. Pappalardo. Published in volume 100, issue 2, pages 516-21 of American Economic Review, May 2010
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Stored only when both papers are in the corpus — 87 citations exist upstream.
Papers that cite the same references — the relational fallback while embeddings are still backfilling.
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