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Predictive models of expenditure and over-indebtedness for assessing the affordability of new consumer credit applications

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References

1997Statistical Classification Methods in Consumer Credit Scoring: A Review1,039 cited
2003Benchmarking state-of-the-art classification algorithms for credit scoring903 cited
2002Credit Scoring and Its Applications669 cited
1998What’s Mine is Yours? The Influence of Male and Female Incomes on Patterns of Household Expenditure396 cited
1994Quantitative Methods in Credit Management: A Survey240 cited
1986The flat maximum effect and linear scoring models for prediction106 cited
2002Over-indebtedness in Britain61 cited
2000Defining attributes for scorecard construction in credit scoring38 cited
2004Readings in credit scoring38 cited
1992The flat-maximum effect and generic linear scoring models: a test26 cited
2001Recalibrating scorecards15 cited

Cited by

2007The risk management for technology credit guarantee fund18 cited

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