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Credit Line Usage, Checking Account Activity, and Default Risk of Bank Borrowers
16 references·16 citing·32 second hopsampled
Credit Line Usage, Checking Account Activity, and Default Risk of Bank Borrowers (2010)Credit Line Usage, Checking Account Activ…Basel Committee On Banking Supervision (2010)Basel Committee On Banking Su…Bank Lines of Credit in Corporate Finance: An Empirical Analysis (2007)Bank Lines of Credit in Corpo…A more complete conceptual framework for SME finance (2006)A more complete conceptual fr…Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)Does function follow organiza…Distance, Lending Relationships, and Competition (2005)Distance, Lending Relationshi…Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)Does Distance Still Matter? T…Banks as Liquidity Providers: An Explanation for the Coexistence of Lending and Deposit‐taking (2002)Banks as Liquidity Providers:…Relationship Banking: What Do We Know? (2000)Relationship Banking: What Do…Relationship Lending and Lines of Credit in Small Firm Finance (1995)Relationship Lending and Line…The Benefits of Lending Relationships: Evidence from Small Business Data (1994)The Benefits of Lending Relat…Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt (1992)Insiders and Outsiders: The C…Monitoring and Reputation: The Choice between Bank Loans and Directly Placed Debt (1991)Monitoring and Reputation: Th…Financial intermediary-coalitions (1986)Financial intermediary-coalit…What's different about banks? (1985)What's different about banks?Information Reliability and a Theory of Financial Intermediation (1984)Information Reliability and a…Financial Intermediation and Delegated Monitoring (1984)Financial Intermediation and …FinTech Lending (2022)FinTech LendingRethinking SME default prediction: a systematic literature review and future perspectives (2021)Rethinking SME default predic…Bank monitoring: Evidence from syndicated loans (2020)Bank monitoring: Evidence fro…Bank-Branch Supply, Financial Inclusion, and Wealth Accumulation (2019)Bank-Branch Supply, Financial…On the Rise of FinTechs – Credit Scoring using Digital Footprints (2018)On the Rise of FinTechs – Cre…On the Rise of FinTechs – Credit Scoring Using Digital Footprints (2018)On the Rise of FinTechs – Cre…What do a million observations have to say about loan defaults? Opening the black box of relationships (2017)What do a million observation…Liquidity Requirements, Liquidity Choice, and Financial Stability (2016)Liquidity Requirements, Liqui…The Impact of Incentives and Communication Costs on Information Production and Use: Evidence from Bank Lending (2015)The Impact of Incentives and …The Benefits of Relationship Lending in a Cross-Country Context: A Meta-Analysis (2015)The Benefits of Relationship …Borrower Misreporting and Loan Performance (2015)Borrower Misreporting and Loa…The role of bank monitoring in borrowers׳ discretionary disclosure: Evidence from covenant violations (2014)The role of bank monitoring i…Collateralization, Bank Loan Rates, and Monitoring (2014)Collateralization, Bank Loan …Financial constraints of private firms and bank lending behavior (2013)Financial constraints of priv…The Benefits of Relationship Lending in a Cross-Country Context: A Meta-Analysis (2012)The Benefits of Relationship …Rules versus discretion in loan pricing (2011)Rules versus discretion in lo…Finance and Growth: Schumpeter Might Be Right (1993)Law and Finance (1998)Access to Financial Services: A Review of the Issues and Public Policy Objectives (2006)Bank ownership and efficiency in China: What will happen in the world’s largest nation? (2007)Information: Hard and Soft (2018)Theory of the firm: Managerial behavior, agency costs and ownership structure (1976)Bank Runs, Deposit Insurance, and Liquidity (1983)Separation of Ownership and Control (1983)Asymmetric Information, Bank Lending and Implicit Contracts: A Stylized Model of Customer Relationships (1990)Embeddedness in the Making of Financial Capital: How Social Relations and Networks Benefit Firms Seeking Financing (1999)Determinants of corporate borrowing (1977)Two Agency-Cost Explanations of Dividends (1984)What Do We Know about Capital Structure? Some Evidence from International Data (1995)A Survey of Corporate Governance (1997)Do Investment-Cash Flow Sensitivities Provide Useful Measures of Financing Constraints? (1997)The arbitrage theory of capital asset pricing (1976)Moral Hazard and Observability (1979)Financial Intermediation, Loanable Funds, and The Real Sector (1997)Optimal contracts and competitive markets with costly state verification (1979)Reputation and imperfect information (1982)Credit Rationing in Markets with Imperfect Information (1981)Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2002)How does capital affect bank performance during financial crises? (2013)Financing Constraints and Corporate Investment (1988)The Effect of Credit Market Competition on Lending Relationships (1995)Bank regulation and supervision: what works best? (2003)The Nature of the Firm (1937)Markets and Hierarchies: Analysis and Antitrust Implications. (1976)Specification Tests in Econometrics (1978)Personal Knowledge: Towards a Post-Critical Philosophy (1959)Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans (2007)The Theory of Bank Risk Taking and Competition Revisited (2005)
this work references cited by second hop· second hop is a sample of the most-cited connections

References

  • 1984Financial Intermediation and Delegated Monitoring8,393 cited
  • 1994The Benefits of Lending Relationships: Evidence from Small Business Data5,434 cited
  • 1992Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt3,902 cited
  • 1995Relationship Lending and Lines of Credit in Small Firm Finance3,641 cited
  • 1991Monitoring and Reputation: The Choice between Bank Loans and Directly Placed Debt3,294 cited
  • 2000Relationship Banking: What Do We Know?2,367 cited
  • 1985What's different about banks?2,347 cited
  • 2002Does Distance Still Matter? The Information Revolution in Small Business Lending2,156 cited
  • 2006A more complete conceptual framework for SME finance2,011 cited
  • 2005Does function follow organizational form? Evidence from the lending practices of large and small banks1,888 cited
  • 2010Basel Committee On Banking Supervision1,591 cited
  • 2005Distance, Lending Relationships, and Competition1,570 cited
  • 2002Banks as Liquidity Providers: An Explanation for the Coexistence of Lending and Deposit‐taking1,447 cited
  • 1986Financial intermediary-coalitions1,439 cited
  • 1984Information Reliability and a Theory of Financial Intermediation

Only edges whose both ends are imported exist here. Widen the year window, or show the whole map. Back to the work

1,162 cited
  • 2007Bank Lines of Credit in Corporate Finance: An Empirical Analysis961 cited
  • Cited by

    • 2014Collateralization, Bank Loan Rates, and Monitoring286 cited
    • 2019Bank-Branch Supply, Financial Inclusion, and Wealth Accumulation285 cited
    • 2015The Benefits of Relationship Lending in a Cross-Country Context: A Meta-Analysis253 cited
    • 2018On the Rise of FinTechs – Credit Scoring Using Digital Footprints218 cited
    • 2015The Impact of Incentives and Communication Costs on Information Production and Use: Evidence from Bank Lending210 cited
    • 2020Bank monitoring: Evidence from syndicated loans208 cited
    • 2022FinTech Lending203 cited
    • 2021Rethinking SME default prediction: a systematic literature review and future perspectives149 cited
    • 2013Financial constraints of private firms and bank lending behavior149 cited
    • 2014The role of bank monitoring in borrowers׳ discretionary disclosure: Evidence from covenant violations133 cited
    • 2017What do a million observations have to say about loan defaults? Opening the black box of relationships129 cited
    • 2015Borrower Misreporting and Loan Performance120 cited
    • 2011Rules versus discretion in loan pricing118 cited
    • 2012The Benefits of Relationship Lending in a Cross-Country Context: A Meta-Analysis117 cited
    • 2016Liquidity Requirements, Liquidity Choice, and Financial Stability115 cited
    • 2018On the Rise of FinTechs – Credit Scoring using Digital Footprints108 cited