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Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? · Study

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PreprintPayday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?

Sumit D. Agarwal2009

OA

Preprintgreen2009

Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?

Sumit D. Agarwal · Paige Marta Skiba · Jeremy Tobacman

54 citations·0/0 files stored·SSRN Electronic Journal

No readable copy stored yet — this record is metadata only.

Financial Literacy, Pension, Retirement Analysis Banking stability, regulation, efficiency Financial Distress and Bankruptcy Prediction

Abstract

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Citations in this library

Stored only when both papers are in the corpus — 54 citations exist upstream.

References

2002Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data 2007The Reaction of Consumer Spending and Debt to Tax Rebates—Evidence from Consumer Credit Data 1995Fringe banking: check-cashing outlets, pawnshops, and the poor 2009Liquidity Constraints and Imperfect Information in Subprime Lending 2008A Model of Money and Credit, with Application to the Credit Card Debt Puzzle 2008Learning in the Credit Card Market 2008Credit Card Debt Puzzles and Debt Revolvers for Self Control 2008Payday Loans, Uncertainty and Discounting: Explaining Patterns of Borrowing, Repayment, and Default

Cited by

2010The Regulation of Consumer Financial Products: An Introductory Essay with Four Case Studies 2016From Footprint to Evidence 2015Moral Incentives in Credit Card Debt Repayment: Evidence from a Field Experiment

Details

Year2009

Typepreprint

Published2009-01-01

VenueSSRN Electronic Journal

ISSN-L1556-5068

Languageen

Citations54

Files0 public / 0

ShelfFinancial Literacy, Pension, Retirement Analysis

Identifiers

doi10.2139/ssrn.1327125

openalex_workW2010082340

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