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Credit scorecard based on logistic regression with random coefficients

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References

1980A Note on the Comparison of Logit and Discriminant Models of Consumer Credit Behavior435 cited
2005A two-stage hybrid credit scoring model using artificial neural networks and multivariate adaptive regression splines389 cited
2005A new fuzzy support vector machine to evaluate credit risk383 cited
2002Survival Analysis Methods for Personal Loan Data266 cited
2002Differentiating between good credits and bad credits using neuro-fuzzy systems252 cited
1994Quantitative Methods in Credit Management: A Survey240 cited
1992Using Neural Networks for Credit Scoring189 cited
2005Two-stage genetic programming (2SGP) for the credit scoring model163 cited
1997Credit-scoring models in the credit-union environment using neural networks and genetic algorithms151 cited
2003A support vector machine approach to credit scoring103 cited
2010Consumer Credit Models: Pricing, Profit and Portfolios75 cited

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2017

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Approaches for credit scorecard calibration: An empirical analysis

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2021Credit Risk Analysis using LightGBM and a comparative study of popular algorithms30 cited

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