References

• 1998The economics of small business finance: The roles of private equity and debt markets in the financial growth cycle3,690 cited
• 1995Separating the likelihood and timing of bank failure348 cited
• 2001The changing structure of local credit markets: Are small businesses special?218 cited
• 1999Youth, adolescence, and maturity of banks: Credit availability to small business in an era of banking consolidation179 cited
• 2004Entry Decisions and Adverse Selection: An Empirical Analysis of Local Credit Markets144 cited
• 1998De novo banks and lending to small businesses: An empirical analysis103 cited
• 2003The failure of new entrants in commercial banking markets: a split‐population duration analysis57 cited
• 1999Birth, Growth, and Life or Death of Newly Chartered Banks49 cited
• 2000The duration of new firms in banking: an application of Cox regression analysis35 cited
• 1996Risk taking and failure in de novo savings and loans in the 1980s30 cited

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