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Numerical ability predicts mortgage default
16 references·16 citing·44 second hopsampled
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(2010)Are Risk Aversion and Impatie…The Economics of Structured Finance (2009)The Economics of Structured F…The Consequences of Mortgage Credit Expansion: Evidence from the U.S. Mortgage Default Crisis * (2009)The Consequences of Mortgage …How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness (2009)How Ordinary Consumers Make C…Exponential Growth Bias and Household Finance (2009)Exponential Growth Bias and H…Debt Literacy, Financial Experiences, and Overindebtedness (2009)Debt Literacy, Financial Expe…Cognitive skills affect economic preferences, strategic behavior, and job attachment (2009)Cognitive skills affect econo…Cognitive abilities and behavioral biases (2009)Cognitive abilities and behav…Animal spirits: how human psychology drives the economy, and why it matters for global capitalism (2009)Animal spirits: how human psy…Understanding Pensions: Cognitive Function, Numerical Ability and Retirement Saving* (2007)Understanding Pensions: Cogni…The effects of financial education in the workplace: evidence from a survey of households (2002)The effects of financial educ…Education and saving: (2001)Education and saving:Education and Saving: The Long-Term Effects of High School Financial Curriculum Mandates (1997)Education and Saving: The Lon…IQ, Expectations, and Choice (2022)IQ, Expectations, and ChoiceIs Financial Literacy Dangerous? 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References

  • 2009The Consequences of Mortgage Credit Expansion: Evidence from the U.S. Mortgage Default Crisis *2,088 cited
  • 2009Animal spirits: how human psychology drives the economy, and why it matters for global capitalism1,446 cited
  • 2015Debt literacy, financial experiences, and overindebtedness1,410 cited
  • 2010Are Risk Aversion and Impatience Related to Cognitive Ability?1,330 cited
  • 2009Debt Literacy, Financial Experiences, and Overindebtedness837 cited
  • 2009Exponential Growth Bias and Household Finance828 cited
  • 1997Education and Saving: The Long-Term Effects of High School Financial Curriculum Mandates793 cited
  • 2009The Economics of Structured Finance750 cited
  • 2011Neglected risks, financial innovation, and financial fragility742 cited
  • 2002The effects of financial education in the workplace: evidence from a survey of households736 cited
  • 2009Cognitive skills affect economic preferences, strategic behavior, and job attachment661 cited
  • 2009How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness587 cited
  • 2009Cognitive abilities and behavioral biases506 cited
  • 2013Cognitive Abilities and Household Financial Decision Making435 cited
  • 2001

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Education and saving:
432 cited
  • 2007Understanding Pensions: Cognitive Function, Numerical Ability and Retirement Saving*345 cited
  • Cited by

    • 2017Financial Literacy and Portfolio Dynamics288 cited
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    • 2013Financial Literacy and High-Cost Borrowing in the United States250 cited
    • 2015Financial Literacy and Economic Outcomes: Evidence and Policy Implications220 cited
    • 2020Competence, Confidence, and Gender: The Role of Objective and Subjective Financial Knowledge in Household Finance216 cited
    • 2018Saving more in groups: Field experimental evidence from Chile193 cited
    • 2019The intention to use Islamic banking: an exploratory study to measure Islamic financial literacy191 cited
    • 2017Financial literacy, present bias and alternative mortgage products174 cited
    • 2018Financial Literacy and Savings Account Returns154 cited
    • 2018Noncognitive Abilities and Financial Delinquency: The Role of Self‐Efficacy in Avoiding Financial Distress153 cited
    • 2022IQ, Expectations, and Choice151 cited
    • 2018Financial Knowledge and Short-Term and Long-Term Financial Behaviors of Millennials in the United States149 cited
    • 2021Is Financial Literacy Dangerous? Financial Literacy, Behavioral Factors, and Financial Choices of Households122 cited
    • 2012Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device121 cited