FACTORS INFLUENCING PLANNING FOR RETIREMENT

Abstract

This research identified four different aspects of decisions to retire. Firstly, it describes the planned retirement age decision of the sample in terms of an ogive; secondly, it identifies the factors influencing the decisions to retire by retirees and contrasts them with factors important to non-retirees. Thirdly, it reports a model of the probability of working full time because those who find fulltime employment are in a better position not only to plan for their retirement but also to have a secure income at retirement; and finally, it analyses the planned retirement age of non-retired Australians and investigates further the determinants of planned retirement ages.

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