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Workplace Financial Education Facilitates Improvement in Personal Financial Behaviors

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Financial Literacy, Pension, Retirement Analysis Decision-Making and Behavioral Economics Financial Literacy and Behavior

Abstract

Based on the life-cycle theory of consumption, this quasi-experimental study of 995 employees examined changes in financial behaviors following employee-needs-driven workplace financial education. Repeated-measures ANOVA compared participants and non-participants on perceived financial wellness and savings ratios; main effects indicated that both groups improved pretest-to-posttest on both variables (p

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2009Measuring Financial Literacy 1994A Theory of Conformity 2003Household Financial Management: The Connection between Knowledge and Behavior 2002Participation and investment decisions in a retirement plan: the influence of colleagues’ choices 1993Rules of Thumb for Social Learning 2002The effects of financial education in the workplace: evidence from a survey of households 1995Is there a retirement-savings puzzle?2006Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth

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