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Where is the Missing Credit Card Debt? Clues and Implications
16 references·3 citing·45 second hop
Where is the Missing Credit Card Debt? Clues and Implications (2007)Where is the Missing Credit Card Debt? Cl…Household Need for Liquidity and the Credit Card Debt Puzzle (2013)Household Need for Liquidity …A Model of Money and Credit, with Application to the Credit Card Debt Puzzle (2008)A Model of Money and Credit, …The Rise in U.S. Household Indebtedness: Causes and Consequences (2007)The Rise in U.S. Household In…Estimating Discount Functions with Consumption Choices over the Lifecycle (2007)Estimating Discount Functions…Bankruptcy Reform and Credit Cards (2007)Bankruptcy Reform and Credit …Risk-based pricing of interest rates for consumer loans (2006)Risk-based pricing of interes…Recent Changes in U.S. Family Finances: Evidence from the 2001 and 2004 Survey of Consumer Finances (2006)Recent Changes in U.S. Family…How do house prices affect consumption? 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Evidence from the Survey of Consumer Finances (2011)Do Credit Card Users Systemat…Patterns of Credit Card Use Among Low and Moderate Income Households (2008)Patterns of Credit Card Use A…Finite state markov-chain approximations to univariate and vector autoregressions (1986)On Money as a Medium of Exchange (1989)Pretending to Be Poor: Borrowing to Escape Forced Solidarity in Cameroon (2011)Restoring Rational Choice: The Challenge of Consumer Financial Regulation (2016)Toward a positive theory of consumer choice (1980)Constructive Consumer Choice Processes (1998)Willpower and Personal Rules (2004)E-ZTAX : Tax Salience and Tax Rates * (2009)The Metaverse: A new digital frontier for consumer behavior (2023)Saving and Liquidity Constraints (1989)Poverty and the Rate of Time Preference: Evidence from Panel Data (1991)Persistent Effects of Job Displacement: The Importance of Multiple Job Losses (1997)House prices, consumption, and monetary policy: a financial accelerator approach (2004)Assessing High House Prices: Bubbles, Fundamentals, and Misperceptions (2005)Prospect theory: An analysis of decision under risk (1988)Golden Eggs and Hyperbolic Discounting (1997)Time Discounting and Time Preference: A Critical Review (2002)Finance and Inequality: Theory and Evidence (2009)Testing for Altruism and Social Pressure in Charitable Giving (2012)Voting to Tell Others (2016)Prospect Theory: An Analysis of Decision under Risk (1979)The Framing of Decisions and the Psychology of Choice (1981)A perspective on judgment and choice: Mapping bounded rationality. 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References

  • 1999Mental accounting matters3,344 cited
  • 2006How do house prices affect consumption? Evidence from micro data1,065 cited
  • 2001The Hyperbolic Consumption Model: Calibration, Simulation, and Empirical Evaluation1,000 cited
  • 2002Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data865 cited
  • 2001A Theory of the Consumption Function, With and Without Liquidity Constraints580 cited
  • 2004Home Is Where the Equity Is: Mortgage Refinancing and Household Consumption490 cited
  • 2006Recent Changes in U.S. Family Finances: Evidence from the 2001 and 2004 Survey of Consumer Finances489 cited
  • 2001Effects of Payment Mechanism on Spending Behavior: The Role of Rehearsal and Immediacy of Payments423 cited
  • 2007Estimating Discount Functions with Consumption Choices over the Lifecycle370 cited
  • 2013Household Need for Liquidity and the Credit Card Debt Puzzle251 cited
  • 2007The Rise in U.S. Household Indebtedness: Causes and Consequences250 cited
  • 2007Bankruptcy Reform and Credit Cards232 cited
  • 2008A Model of Money and Credit, with Application to the Credit Card Debt Puzzle204 cited
  • 2006Borrowing Costs and the Demand for Equity over the Life Cycle200 cited
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Risk-based pricing of interest rates for consumer loans
200 cited
  • 2001Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data190 cited
  • Cited by

    • 2014Household Debt: Facts, Puzzles, Theories, and Policies22 cited
    • 2008Patterns of Credit Card Use Among Low and Moderate Income Households21 cited
    • 2011Do Credit Card Users Systematically Underestimate Their Interest Rates? Evidence from the Survey of Consumer Finances17 cited