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'Time for a Change': Loan Conditions and Bank Behavior when Firms Switch Banks
16 references·15 citing·31 second hop
'Time for a Change': Loan Conditions and Bank Behavior when Firms Switch Banks (2007)'Time for a Change': Loan Conditions and …Competition and Strategic Information Acquisition in Credit Markets (2006)Competition and Strategic Inf…Distance, Lending Relationships, and Competition (2005)Distance, Lending Relationshi…Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2002)Small Business Credit Availab…Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Information Production and Ca…Relationship Lending within a Bank-Based System: Evidence from European Small Business Data (2000)Relationship Lending within a…Relationship Banking: What Do We Know? (2000)Relationship Banking: What Do…The importance of relationships to the availability of credit (1998)The importance of relationshi…Lending relationships in Germany – Empirical evidence from survey data (1998)Lending relationships in Germ…Is relationship lending special? Evidence from credit-file data in Germany (1998)Is relationship lending speci…The Effect of Credit Market Competition on Lending Relationships (1995)The Effect of Credit Market C…Relationship Lending and Lines of Credit in Small Firm Finance (1995)Relationship Lending and Line…The Benefits of Lending Relationships: Evidence from Small Business Data (1994)The Benefits of Lending Relat…Moral Hazard and Secured Lending in an Infinitely Repeated Credit Market Game (1994)Moral Hazard and Secured Lend…Information Sharing in Credit Markets (1993)Information Sharing in Credit…Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt (1992)Insiders and Outsiders: The C…Asymmetric Information, Bank Lending and Implicit Contracts: A Stylized Model of Customer Relationships (1990)Asymmetric Information, Bank …Customer Data Access and Fintech Entry: Early Evidence from Open Banking (2024)Customer Data Access and Fint…Customer Data Access and Fintech Entry: Early Evidence from Open Banking (2022)Customer Data Access and Fint…Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis (2021)Piercing through Opacity: Rel…Bank Specialization and Zombie Lending (2021)Bank Specialization and Zombi…Learning by lending (2018)Learning by lendingShould I Stay or Should I Go? Firms’ Mobility Across Banks in the Aftermath of Financial Turmoil (2017)Should I Stay or Should I Go?…Information Sharing and Rating Manipulation (2017)Information Sharing and Ratin…Do creditor rights and information sharing affect the performance of foreign banks? (2017)Do creditor rights and inform…When does relationship lending start to pay? (2016)When does relationship lendin…Some Borrowers are More Equal than Others: Bank Funding Shocks and Credit Reallocation (2016)Some Borrowers are More Equal…Credit rationing in small firm-bank relationships (2015)Credit rationing in small fir…On the Non-Exclusivity of Loan Contracts: An Empirical Investigation (2012)On the Non-Exclusivity of Loa…Foreigners vs. Natives: Bank Lending Technologies and Loan Pricing (2012)Foreigners vs. Natives: Bank …The Ties that Bind: Bank Relationships and Small Business Lending (2011)The Ties that Bind: Bank Rela…Monetary Policy, Risk-Taking and Pricing: Evidence from a Quasi-Natural Experiment (2009)Monetary Policy, Risk-Taking …Credit Rationing in Markets with Imperfect Information (1981)The Role of Market Forces in Assuring Contractual Performance (1981)What's different about banks? (1985)Liquidity Risk, Liquidity Creation, and Financial Fragility: A Theory of Banking (2001)A more complete conceptual framework for SME finance (2006)Determinants of corporate borrowing (1977)Financial Intermediation and Delegated Monitoring (1984)Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)The great reversals: the politics of financial development in the twentieth century (2003)Two Agency-Cost Explanations of Dividends (1984)What Do We Know about Capital Structure? Some Evidence from International Data (1995)A Survey of Corporate Governance (1997)Do Investment-Cash Flow Sensitivities Provide Useful Measures of Financing Constraints? (1997)Corporate financing and investment decisions when firms have information that investors do not have (1984)Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)Rethinking Bank Regulation: Till Angels Govern (2005)Bank Runs, Deposit Insurance, and Liquidity (1983)How does capital affect bank performance during financial crises? (2013)Financing Constraints and Corporate Investment (1988)Bank regulation and supervision: what works best? (2003)Stability in Competition (1929)Specification Tests in Econometrics (1978)The Theory of Industrial Organization (1988)What Drives Bank Competition? Some International Evidence (2003)Distance and Private Information in Lending (2010)Markets and Hierarchies: Analysis and Antitrust Implications. (1976)Discretionary disclosure (1983)Firms, Contracts, and Financial Structure (1995)The Theory of Bank Risk Taking and Competition Revisited (2005)The ability of banks to lend to informationally opaque small businesses (2001)Lending Booms and Lending Standards (2006)
this work references cited by second hop

References

  • 1994The Benefits of Lending Relationships: Evidence from Small Business Data5,434 cited
  • 1992Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt3,902 cited
  • 1995Relationship Lending and Lines of Credit in Small Firm Finance3,641 cited
  • 1995The Effect of Credit Market Competition on Lending Relationships3,294 cited
  • 2002Information Production and Capital Allocation: Decentralized versus Hierarchical Firms2,426 cited
  • 2000Relationship Banking: What Do We Know?2,367 cited
  • 1990Asymmetric Information, Bank Lending and Implicit Contracts: A Stylized Model of Customer Relationships2,333 cited
  • 2002Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure1,888 cited
  • 2005Distance, Lending Relationships, and Competition1,570 cited
  • 2000Relationship Lending within a Bank-Based System: Evidence from European Small Business Data972 cited
  • 1998The importance of relationships to the availability of credit849 cited
  • 1994Moral Hazard and Secured Lending in an Infinitely Repeated Credit Market Game828 cited
  • 1998Lending relationships in Germany – Empirical evidence from survey data808 cited
  • 1993Information Sharing in Credit Markets797 cited

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2006
Competition and Strategic Information Acquisition in Credit Markets
766 cited
  • 1998Is relationship lending special? Evidence from credit-file data in Germany709 cited
  • Cited by

    • 2015Credit rationing in small firm-bank relationships107 cited
    • 2016When does relationship lending start to pay?99 cited
    • 2016Some Borrowers are More Equal than Others: Bank Funding Shocks and Credit Reallocation93 cited
    • 2018Learning by lending78 cited
    • 2012Foreigners vs. Natives: Bank Lending Technologies and Loan Pricing55 cited
    • 2009Monetary Policy, Risk-Taking and Pricing: Evidence from a Quasi-Natural Experiment46 cited
    • 2022Customer Data Access and Fintech Entry: Early Evidence from Open Banking43 cited
    • 2017Information Sharing and Rating Manipulation39 cited
    • 2021Bank Specialization and Zombie Lending33 cited
    • 2011The Ties that Bind: Bank Relationships and Small Business Lending30 cited
    • 2021Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis30 cited
    • 2012On the Non-Exclusivity of Loan Contracts: An Empirical Investigation28 cited
    • 2017Do creditor rights and information sharing affect the performance of foreign banks?26 cited
    • 2017Should I Stay or Should I Go? Firms’ Mobility Across Banks in the Aftermath of Financial Turmoil24 cited
    • 2024Customer Data Access and Fintech Entry: Early Evidence from Open Banking21 cited