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Assessing naïve Bayes as a method for screening credit applicants

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References

1997Statistical Classification Methods in Consumer Credit Scoring: A Review1,039 cited
2000A survey of credit and behavioural scoring: forecasting financial risk of lending to consumers744 cited
2002Credit Scoring and Its Applications669 cited
1996A k-Nearest-Neighbour Classifier for Assessing Consumer Credit Risk286 cited
2003Credit scoring and rejected instances reassigning through evolutionary computation techniques226 cited
2000Credit scoring using neural and evolutionary techniques151 cited
2005Good practice in retail credit scorecard assessment117 cited
2001Modelling consumer credit risk76 cited

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2024Advancing credit risk modelling with Machine Learning: A comprehensive review of the state-of-the-art42 cited
2014Business Bankruptcy Prediction Based on Survival Analysis Approach37 cited
2023A recent review on optimisation methods applied to credit scoring models20 cited
2013An application of locally linear model tree algorithm with combination of feature selection in credit scoring17 cited
2020Ten-year evolution on credit risk research: a systematic literature review approach and discussion16 cited
2025Best practices for responsible machine learning in credit scoring13 cited

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2021Machine Learning Fairness is Computationally Difficult and Algorithmically Unsatisfactorily Solved13 cited