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Automated Teller Machine Network Pricing - A Review of the Literature

81 citations0/0 files storedReview of Network Economics

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Banking stability, regulation, efficiency Banking Sector Performance and Management Digital Transformation in Financial Services

Abstract

Automated teller machines (ATMs) have altered the relationship between banks and their depositors, as well as the competitive relationships among banks. In this paper, I survey the literature to describe the ways that ATMs have influenced these aspects of banking markets, and conclude with suggestions for further research.

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1998Network Competition: I. Overview and Nondiscriminatory Pricing 1992Competition and Integration Among Complements, and Network Market Structure 1995Adoption of Technologies with Network Effects: An Empirical Examination of the Adoption of Automated Teller Machines 1992Adoption of Technologies With Network Effects: An Empirical Examination of the Adoption of Automated Teller Machines 1994Shared ATM networks and banking competition

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2013Independent Service Operators in ATM Markets 2009Interchange Fees and Payment Card Networks: Economics, Industry Developments, and Policy Issues 2009ATM networks and cash usage 2010Investment and Usage of New Technologies: Evidence from a Shared ATM Network 2006The Impact of ATM Surcharges on Large versus Small Banks: Is There a Switching Effect?*2007Customer Satisfaction of ATM Service: A Case Study of HSBC ATM 2009PAYING FOR ATM USAGE: GOOD FOR CONSUMERS, BAD FOR BANKS?*2009The Adoption of Automatic Teller Machines in Nigeria: An Application of the Theory of Diffusion of Innovation

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