Predictors Of Financial Satisfaction: Differences Between Retirees And Non-retirees

Olive M. Mugenda · Tahira K. Hira

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Financial Literacy, Pension, Retirement Analysis Retirement, Disability, and Employment Aging and Gerontology Research

Abstract

The main purpose of this study was to identify differences in factors that predict financial satisfaction among retirees and non-retirees and to ascertain how retirees and non-retirees differ in financial beliefs and behavior. Non-retirees were more likely than otherwise similar retirees to report worrying about finances. A higher proportion of non-retirees reported dissatisfaction with various aspects of their financial situation. However, non-retirees were more likely to perceive themselves as financially better off in comparison to others, or in relation to the past, than the retired respondents. Non-retirees were more optimistic about their future financial situation.

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References

1991Progress on a cognitive-motivational-relational theory of emotion.1977The Quality of American Life: Perceptions, Evaluations, and Satisfactions.1976The sociology of retirement 1985The Economics of Aging 1984Consequences of Retirement 1981Age and Satisfaction

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