Risk Management of Students in Response to the Proposed Degrees Structure Change at the University of Zimbabwe

Abstract

This paper investigated the risk and time preference of the University of Zimbabwe students in response to the proposed degrees structure change in the faculties of Arts and Science. Overall, 70.76% of the students were riskloving, expressing their willingness to embrace the proposed specialization degree program structure. Overall, 51.46% were lowly discounting on time, preferring an extra year of study and hence a delay in entry onto the job market. There were insignificant associations between the preferences and the demographic factors, faculty, gender and academic year of study; however, a statistically significant association between the two preferences was observed. The logistic regression model and its multinomial form showed that risk preference and time preference were two-way dependent and hence reliable indicators of each other.

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