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This paper aims to examine the principles of financial literacy that is focused on individuals or families. Assessments carried out in the field of literacy through the use of funds, the determination of the source of expenditure, risk management, and retirement planning. By understanding and applying the concepts of personal finance or financial literacy is expected to have an individual or family can achieve financial freedom, or in other words the pursuit of happiness since starting to work until retirement. With that achieved happiness in the world, is expected to continue until the akherat.
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