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The goal of this research is evaluating the specifications of electronic payment systems in the view of Iranian bank users. Reviewing the specifications was done in four substructures such as technical, legal, security and socio-economic. Reviewing this subject for designing and establishing proper electronic payment systems is necessary. This research is measurable. A questionnaire about specifications of used types of electronic payment systems was designed in Likert Spectrum form, and between 300 Users’s of electronic payment system in Tehran's Parsian Banks in period of February 2009 to May 2009 distributed. The statistical data analyzed by SPSS soft ware. And used one way ANOVA for preobsorvation test and Kruskal Wallis test for ranking the specifications in each other substructure and each substructure. According to studies on the main factors of evaluating electronic payment services, it considers that in the view of users, is socio economical index.
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