Empirical Study in the Security of Electronic Payment Systems

Abstract

The financial institutions seek to cut the cost of mediators through direct deal with the consumers and share information with the Internet users as well as encourage customers to pay on-line. One of the main problems faced by Organizations in terms of dealing and paying on-line that Internet users are worried and unwilling to send sensitive information through the Internet. In fact customers are scared that during the transactions hackers and Internet interlopers will steal their information. This study suggests that there are some security features such as authentication, authorization, privacy and encryption can influence user’s perceptions of security for electronic finance transactions and contribute toward enhancing customers ' perceptions that the e-finance transactions are secure and safe to send through sensitive information and pay on-line.

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