The Role of Demographic Factors as a Determinant of Savings in Sweden

Abstract

Although this paper focuses attention on the impact of demographic forces on savings, it also explores the influence of a range of other factors. We are particularly concerned with the role of ATP, the Swedish supplementary pension plan, and retirement age. Perhaps our most interesting findings are that ATP does not appear to depress personal savings, wealth is accumulated until some time after 65, the current qualifying age for social security, and that the part played by demographic changes in the evolution of savings behaviour in Sweden is no more than peripheral. These keywords were added by machine and not by the authors. This process is experimental and the keywords may be updated as the learning algorithm improves.

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