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This report is built on the idea that even with the existence of equal opportunities for investments in education young people will not take full advantage of their educational chances. Especially those from low-income families. The reasons are sought in hyperbolic discounting and focus on the present, stereotypes, herd behavior, paralysis with many options and defects of willpower. There are also solutions that help young people to take full advantage of educational opportunities and to develop their potential, overcome or mitigate behavioral distortions and deviations from rationality.
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