Financial literacy and retirement planning: evidence from China

Geng Niu · Yang Zhou

48 citations0/0 files storedApplied Economics Letters

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Financial Literacy, Pension, Retirement Analysis Retirement, Disability, and Employment Financial Literacy and Behavior

Abstract

We study the relationship between financial literacy and retirement planning in China. We find that higher scores on the financial literacy questions are associated not only with a higher probability of retirement planning, but also a higher propensity to actively use financial markets for retirement preparation. These relationships are robust to taking into account the endogeneity of financial literacy.

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References

2007Financial Literacy and Stock Market Participation 2011Financial literacy and retirement planning in the United States 2011Financial literacy and retirement planning in Germany 2011Financial literacy and retirement planning in Japan 2015Financial literacy and retirement planning in Canada 2011Financial Literacy and Retirement Planning in the United States

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2021Financial literacy and its determinants: the case of rural farm households in Ghana 2020Are Indian professional women financially literate and prepared for retirement?2022Financial Well-Being Index in México 2023Gender and financial literacy in Ghana

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