The paper examines the regulatory factors that constrain housing in African cities evinced in the growing informal housing delivery system that characterize them. This is intended to draw lessons for appropriating regulations to various house developer needs. The research uses a case study approach involving two informal settlements in Lusaka City, Zambia. Data collection methods included both physical observations and interviews with informal settlement dwellers. The paper indicates regulatory frameworks which shape the general context of housing development, generate high land access problems and transaction costs, and impact cultural aspects which influence the manner in which people respond to situations and opportunities when making decisions about housing. This contrasts with the informal system which offers developers the freedom to use alternative construction methods offering affordable means of house production. The informal setting also offers people freedom to construct houses according to individual preferences enabling people to “live their dreams” made possible by the relaxation in rules and regulations. This helps in filling the gap created by the demand and supply mismatch in the formal areas. To motivate regulatory compliance, this paper establishes an adaptive regulatory approach that balances social-cultural building practices and land delivery methods.
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