Analisis Efisiensi Perbankan Syariah (Unit Usaha Syariah) Indonesia Periode 2013-2015: Pendekatan Dea (Data Envelopment Analysis)

Abstract

This research is intended to know the condition of efficiency level of syariah banking in Indonesia in the period of 2012-2015 by using 11 Sharia Business Unit as research sample. The samples are Bank Negara Indonesia Syariah, Bank Rakyat Indonesia, State Savings Bank, Bank Bukopin, Bank Permata, Bank Niaga, BPD DKI, BPD West Java-Banten, BPD Riau, BPD North Sumatra and BPD Aceh. From this research, it is found that from 11 research samples, there are 6 banks that have efficient status, 2 bank status is inefficient during year 2005-2007 while 3 other bank tends to fluctuate during year 2005-2007 where in 2007 3 bank is efficient status. This shows that the level of efficiency owned by Islamic banks in Indonesia is quite good, although the contribution variable, it can be said that sharia banking still need to work harder in order to maintain its existence because in this research, it is known that the acquisition of variable efficiency of financing output and input deposits tend to be low among other variables (89.80% & 89.14%).

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