Federal policy and asset building

Ray Boshara

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Financial Literacy, Pension, Retirement Analysis Income, Poverty, and Inequality Social Policy and Reform Studies

Abstract

High levels of wealth inequality, combined with insufficient policymaker attention to the asset base of the poor, warrant discussion of emerging public policies to build assets for the poor. This paper summarizes current federal asset-building policies; offers principles and guidelines for designing and advancing more ambitious policies to build assets; and proposes nine specific policy options to build assets inclusively.

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References

1991Assets and the poor: a new American welfare policy 2000Being Black, Living in the Red: Race, Wealth, and Social Policy in America 1999Institutional determinants of saving: implications for low-income households and public policy 1999Asset Accumulation Among Low-Income Households 2000The universal piggy bank: Designing and implementing a system of savings accounts for children 2000Policy lessons from children's allowances for children's savings accounts.

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