Pengaruh sikap keuangan, pengetahuan keuangan dan pengalaman keuangan terhadap perilaku pengelolaan keuangan keluarga di sidoarjo

Abstract

Behavior of financial management has become a very important issue at this time. This is related to the behavior of the consumerist society in Indonesia, and included in Sidoarjo. Indonesia society is still not saving to the maximum. The public tend to think short-term and is identical to the implusif shopping practices so often with sufficient revenue they are still having problems because the financial behavioral finance that is less accountable. Based on the feneomena, this research aims to know the influence of financial attitudes, knowledge, and experience of finance finances financial management behavior against family in Sidoarjo with data analysis technique used is MRA. Respondents who made the sample amounted to 150 people by the criteria of the respondent are domiciled in Sidoarjo, a financial manager, and have an income of at least Rp 3.5 million per month. Based on the research results, financial attitude of influential positive significant to financial management. While the financial knowledge and financial experience the positive effect is not significant to financial management behavior. Key Words : Financial Attitude, Financial Knowledge, Financial Experience, Financial Management Behavior.

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