DETERMINAN NON-PERFORMING FINANCING PADA BANK UMUM SYARIAH DI INDONESIA

Unknown author

13 citations0/0 files storedJurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business)

No readable copy stored yet — this record is metadata only.

No open-access location is known for this record yet.

Literature note Cite in a project Citation map

Islamic Finance and Banking Studies Banking stability, regulation, efficiency Banking Sector Performance and Management

Abstract

The accumulation of non performing financing in economic activities financed by banks can cause problems with the continuity of the bank's operations, if that exceeds certain limits will have potential to stop the bank's activities. This study aims to analyze the influence of bank’s internal variables like FDR, CAR, BOPO and bank external variables like macroeconomic indicators consisting of exchange rates, inflation and GDP (GDP) against non-Performing Financing (NPF) of Islamic Commercial Banks in Indonesia. The data used are monthly industrial time series of Sharia Commercial Banks (BUS) for the period June 2014 to December 2018 sourced from the Islamic Banking Statistics of the Financial Services Authority, the Central Bureau of Statistics (Badan Pusat Statistik) and Bank Indonesia and analyzed using multiple regression methods. The research implications explain the relationship between the internal variables of the bank company (FDR, CAR and BOPO) and macroeconomic variables (Inflation, Exchange and GDP) on the NPF of Islamic banks in Indonesia so that they can be used as input for the relevant authorities in making policies to suppress NPF at a low level. The variables used can provide an overview of the role of the implementation of sharia public bank governance and existing macroeconomic conditions so that it can produce policies and provisions in the field of sharia banking that are effective and on target. The results showed that the CAR variable had a significant effect on NPF with negative influence. Whereas FDR, BOPO, exchange rate, inflation and GDP have no influence on NPF BUS in IndonesiaKeywords: Non Performing Financing, Non Performing Loan, Islamic Commercial Bank, Indonesia.

Paper brief

Loading…

Cite this work

Citation unavailable for this work.

BibTeX RIS CSL-JSON

No public copy is stored for this record, so only the metadata is cited.

Citations in this library

Citation map →

Stored only when both papers are in the corpus — 13 citations exist upstream.

References

2008Ekonomi makro Islam : Pendekatan teoritis 2017Examining of Determinants of Non-Performing Loans 2015DETERMINANT OF NON PERFORMING LOAN: THE CASE OF ISLAMIC BANK IN INDONESIA 2012Macroeconomics : policy and practice 2011Manajemen Bank Syari'ah 2014PENGARUH INFLASI, BI RATE, CAPITAL ADEQUACY RATIO (CAR), NON PERFORMING FINANCE (NPF), BIAYA OPERASIONAL DANPENDAPATAN OPERASIONAL (BOPO) TERHADAP PROFITABILITAS BANK UMUM SYARIAHPERIODE 2008-2012 2012Keuangan Publik Islami : Pendekatan Teoritis dan Sejarah

Explore the map →

Papers that cite the same references — the relational fallback while embeddings are still backfilling.

Imported from OpenAlex (CC0) — nothing here is generated.