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Making sense of soft information: interpretation bias and loan quality
16 references·16 citing·38 second hopsampled
Making sense of soft information: interpretation bias and loan quality (2019)Making sense of soft information: interpr…Thinking, Fast and Slow (2011)Thinking, Fast and SlowHeuristics and Biases: The Psychology of Intuitive Judgment (2004)Heuristics and Biases: The Ps…Implications of rational inattention (2003)Implications of rational inat…Representativeness Revisited: Attribute Substitution in Intuitive Judgment (2002)Representativeness Revisited:…Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Information Production and Ca…Gender differences in risk taking: A meta-analysis. (1999)Gender differences in risk ta…Dual-process theories in social psychology (1999)Dual-process theories in soci…The Effect of Credit Market Competition on Lending Relationships (1995)The Effect of Credit Market C…The Benefits of Lending Relationships: Evidence from Small Business Data (1994)The Benefits of Lending Relat…Monitoring and Reputation: The Choice between Bank Loans and Directly Placed Debt (1991)Monitoring and Reputation: Th…Financial Intermediation and Delegated Monitoring (1984)Financial Intermediation and …Emotion: A Psychoevolutionary Synthesis (1980)Emotion: A Psychoevolutionary…Judgment under Uncertainty: Heuristics and Biases (1975)Judgment under Uncertainty: H…Judgment under Uncertainty: Heuristics and Biases (1974)Judgment under Uncertainty: H…The attraction paradigm (1972)The attraction paradigmA Behavioral Theory of the Firm (1964)A Behavioral Theory of the Fi…Financial statements not required (2024)Financial statements not requ…Limited attention and financial decision-making (2023)Limited attention and financi…“Glossy Green” Banks: The Disconnect between Environmental Disclosures and Lending Activities (2023)“Glossy Green” Banks: The Dis…The determinants and value-relevance of voluntary disclosure of supply chain information (2022)The determinants and value-re…Assessing Human Information Processing in Lending Decisions: A Machine Learning Approach (2022)Assessing Human Information P…Soft and hard information in equity crowdfunding: network effects in the digitalization of entrepreneurial finance (2021)Soft and hard information in …Hardening soft information: does organizational distance matter? (2021)Hardening soft information: d…Criminals, bankruptcy, and cost of debt (2021)Criminals, bankruptcy, and co…CFO gender and tax aggressiveness: Evidence from China (2021)CFO gender and tax aggressive…Soft Information in the Financial Press and Analyst Revisions (2020)Soft Information in the Finan…Is bank creditworthiness associated with risk disclosure behavior? Evidence from Islamic and conventional banks in emerging countries (2020)Is bank creditworthiness asso…How Does the Economy Shape the Financial Advisory Profession? (2020)How Does the Economy Shape th…The Influence of Loan Officers on Loan Contract Design and Performance (2019)The Influence of Loan Officer…Dynamic Credit Risk Evaluation Method for E-Commerce Sellers Based on a Hybrid Artificial Intelligence Model (2019)Dynamic Credit Risk Evaluatio…Corporate Tax Enforcement Externalities and the Banking Sector (2018)Corporate Tax Enforcement Ext…The Role of Bankers in the U.S. Syndicated Loan Market (2017)The Role of Bankers in the U.…Subjective probability: A judgment of representativeness (1972)Availability: A heuristic for judging frequency and probability (1973)On the psychology of prediction. (1973)Advances in prospect theory: Cumulative representation of uncertainty (1992)Some International Evidence on Output-Inflation Tradeoffs. (1973)An Economic Theory of Self-Control (1977)Golden Eggs and Hyperbolic Discounting (1997)Sticky Information versus Sticky Prices: A Proposal to Replace the New Keynesian Phillips Curve (2002)Were There Regime Switches in U.S. Monetary Policy? (2006)In Search of Attention (2011)The Framing of Decisions and the Psychology of Choice (1981)Prospect theory: An analysis of decision under risk (1988)A power primer. (1992)Risk as feelings. (2001)Cognitive Reflection and Decision Making (2005)Gender Differences in Preferences (2009)The arbitrage theory of capital asset pricing (1976)Moral Hazard and Observability (1979)Bank Runs, Deposit Insurance, and Liquidity (1983)Financial Intermediation, Loanable Funds, and The Real Sector (1997)Credit Rationing in Markets with Imperfect Information (1981)Financing Constraints and Corporate Investment (1988)Relationship Banking: What Do We Know? (2000)Bank regulation and supervision: what works best? (2003)Risk as Analysis and Risk as Feelings: Some Thoughts about Affect, Reason, Risk, and Rationality (2004)Associative and propositional processes in evaluation: An integrative review of implicit and explicit attitude change. (2006)Motivated Skepticism in the Evaluation of Political Beliefs (2006)Dual-Process Theories of Higher Cognition (2013)Managerial cognitive capabilities and the microfoundations of dynamic capabilities (2014)Lazy, not biased: Susceptibility to partisan fake news is better explained by lack of reasoning than by motivated reasoning (2018)Disrupted Routines: Team Learning and New Technology Implementation in Hospitals (2001)Upper Echelons Research Revisited: Antecedents, Elements, and Consequences of Top Management Team Composition (2004)Temperament and Development (2016)Development of NASA-TLX (Task Load Index): Results of Empirical and Theoretical Research (1988)Epistemic Injustice (2007)Adult attachment, working models, and relationship quality in dating couples. (1990)Inclusion of Other in the Self Scale and the structure of interpersonal closeness. (1992)INTERGROUP CONTACT THEORY (1998)
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References

  • 1974Judgment under Uncertainty: Heuristics and Biases28,742 cited
  • 1975Judgment under Uncertainty: Heuristics and Biases22,647 cited
  • 2011Thinking, Fast and Slow14,316 cited
  • 1984Financial Intermediation and Delegated Monitoring8,393 cited
  • 1964A Behavioral Theory of the Firm7,791 cited
  • 1999Dual-process theories in social psychology6,102 cited
  • 1994The Benefits of Lending Relationships: Evidence from Small Business Data5,434 cited
  • 1972The attraction paradigm4,369 cited
  • 2003Implications of rational inattention3,869 cited
  • 1999Gender differences in risk taking: A meta-analysis.3,721 cited
  • 2004Heuristics and Biases: The Psychology of Intuitive Judgment3,536 cited
  • 2002Representativeness Revisited: Attribute Substitution in Intuitive Judgment3,474 cited
  • 1995The Effect of Credit Market Competition on Lending Relationships3,294 cited
  • 1991Monitoring and Reputation: The Choice between Bank Loans and Directly Placed Debt3,294 cited
  • 1980Emotion: A Psychoevolutionary Synthesis2,487 cited
  • 2002Information Production and Capital Allocation: Decentralized versus Hierarchical Firms

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2,426 cited

Cited by

  • 2020Soft Information in the Financial Press and Analyst Revisions107 cited
  • 2021Soft and hard information in equity crowdfunding: network effects in the digitalization of entrepreneurial finance76 cited
  • 2018Corporate Tax Enforcement Externalities and the Banking Sector75 cited
  • 2022Assessing Human Information Processing in Lending Decisions: A Machine Learning Approach69 cited
  • 2019The Influence of Loan Officers on Loan Contract Design and Performance69 cited
  • 2020How Does the Economy Shape the Financial Advisory Profession?64 cited
  • 2017The Role of Bankers in the U.S. Syndicated Loan Market62 cited
  • 2019Dynamic Credit Risk Evaluation Method for E-Commerce Sellers Based on a Hybrid Artificial Intelligence Model50 cited
  • 2020Is bank creditworthiness associated with risk disclosure behavior? Evidence from Islamic and conventional banks in emerging countries45 cited
  • 2022The determinants and value-relevance of voluntary disclosure of supply chain information31 cited
  • 2023“Glossy Green” Banks: The Disconnect between Environmental Disclosures and Lending Activities31 cited
  • 2021Hardening soft information: does organizational distance matter?30 cited
  • 2021Criminals, bankruptcy, and cost of debt29 cited
  • 2024Financial statements not required29 cited
  • 2023Limited attention and financial decision-making27 cited
  • 2021CFO gender and tax aggressiveness: Evidence from China26 cited