Financial Literacy and Retirement Planning among Government Officers in Malaysia

Shirley Tan · Kuppusamy Singaravelloo

48 citations0/0 files storedInternational Journal of Public Administration

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Financial Literacy, Pension, Retirement Analysis Retirement, Disability, and Employment Financial Literacy and Behavior

Abstract

This study examines the level of financial literacy, financial behaviour and retirement planning behaviour and its dynamics among Malaysian government officers involving 320 employees working in the federal government administrative centre in Putrajaya and Kuala Lumpur using a questionnaire. Findings show high level of financial literacy, good financial behaviour but a mediocre in retirement planning behaviour, and only education and personal income positively influence financial literacy. Age and gender of officers do not influence financial literacy. Furthermore, financial literacy does not correlate with retirement planning and neither does it mediate the relationship between financial behaviour and retirement planning.

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References

1970Determining Sample Size for Research Activities 2014Partial least squares structural equation modeling (PLS-SEM)1979Review of Psychometric theory (2nd ed.).2018International Journal of Business and Social Science 2009Measuring Financial Literacy 2013Partial Least Squares Structural Equation Modeling (PLS-SEM) Techniques Using SmartPLS 1937The Theory of the Estimation of Test Reliability 2010Financial Literacy Explicated: The Case for a Clearer Definition in an Increasingly Complex Economy

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