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The Effects of Financial Literacy Overconfidence on the Mortgage Delinquency of US Households
16 references·16 citing·36 second hopsampled
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How recalling successful financial experiences can increase beliefs of self‐efficacy in financial planning (2021)Let your past define your fut…Gender differences in financial knowledge overconfidence among older adults (2021)Gender differences in financi…Does Citizens’ Financial Literacy Relate to Bank Financial Reporting Transparency? (2021)Does Citizens’ Financial Lite…Who Uses Mobile Payments: Fintech Potential in Users and Non-Users (2020)Who Uses Mobile Payments: Fin…Propensity to Plan, Financial Knowledge, Overconfidence, and Credit Card Management Behaviors of Millennials (2020)Propensity to Plan, Financial…Financial Knowledge Overconfidence and Early Withdrawals from Retirement Accounts (2020)Financial Knowledge Overconfi…Prospect Theory: An Analysis of Decision under Risk (1979)An Evolutionary Theory of Economic Change. 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References

  • 2014The Economic Importance of Financial Literacy: Theory and Evidence4,666 cited
  • 2000Trading Is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors3,953 cited
  • 2009Measuring Financial Literacy2,557 cited
  • 2006Household Finance2,391 cited
  • 1999Do Investors Trade Too Much?2,245 cited
  • 2015Debt literacy, financial experiences, and overindebtedness1,410 cited
  • 2011Financial literacy and retirement planning in the United States916 cited
  • 2009Exponential Growth Bias and Household Finance828 cited
  • 2013The Determinants of Attitudes toward Strategic Default on Mortgages602 cited
  • 2000Bounded rationality in social science: Today and tomorrow585 cited
  • 2008Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs483 cited
  • 2008Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel404 cited
  • 2017How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness399 cited
  • 2010Financial Literacy and Subprime Mortgage Delinquency: Evidence from a Survey Matched to Administrative Data333 cited
  • 2016Financial Literacy, Portfolio Choice and Financial Well-Being

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328 cited
  • 2007Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs267 cited
  • Cited by

    • 2022Investor confidence and high financial literacy jointly shape investments in risky assets58 cited
    • 2020Who Uses Mobile Payments: Fintech Potential in Users and Non-Users52 cited
    • 2022Financial knowledge, financial confidence and learning capacity on financial behavior: a Canadian study49 cited
    • 2021The forms of financial literacy overconfidence and their role in financial well‐being44 cited
    • 2021Undergraduate student financial education interventions: Medium term evidence of retention, decay, and confidence in financial literacy38 cited
    • 2023Investment literacy, overconfidence and cryptocurrency investment38 cited
    • 2021Does Citizens’ Financial Literacy Relate to Bank Financial Reporting Transparency?29 cited
    • 2022The association between financial literacy confidence and financial satisfaction27 cited
    • 2022Is Ignorance Bliss? Use of Alternative Financial Services, Financial Knowledge, and Financial Anxiety26 cited
    • 2024Financial Education Effects on Financial Behavior and Well-Being: The Mediating Roles of Improved Objective and Subjective Financial Knowledge and Parallels in Physical Health25 cited
    • 2021Gender differences in financial knowledge overconfidence among older adults25 cited
    • 2020Financial Knowledge Overconfidence and Early Withdrawals from Retirement Accounts24 cited
    • 2025Financial literacy and decision-making: The impact of knowledge gaps on financial outcomes21 cited
    • 2021Mediation between financial risk tolerance and equity ownership: assessing the role of financial knowledge underconfidence21 cited
    • 2020Propensity to Plan, Financial Knowledge, Overconfidence, and Credit Card Management Behaviors of Millennials21 cited
    • 2021Let your past define your future? How recalling successful financial experiences can increase beliefs of self‐efficacy in financial planning20 cited