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FinTech, BigTech, and the Future of Banks
15 references·16 citing·45 second hop
FinTech, BigTech, and the Future of Banks (2019)FinTech, BigTech, and the Future of BanksFinTech Credit and Entrepreneurial Growth (2024)FinTech Credit and Entreprene…BigTech and the changing structure of financial intermediation (2019)BigTech and the changing stru…Fintech, regulatory arbitrage, and the rise of shadow banks (2018)Fintech, regulatory arbitrage…Fintech and Banking. Friends or Foes? (2018)Fintech and Banking. Friends …Fintech, Regulatory Arbitrage, and the Rise of Shadow Banks (2017)Fintech, Regulatory Arbitrage…Firm Rigidities and the Decline in Growth Opportunities (2016)Firm Rigidities and the Decli…Banks as patient fixed-income investors (2015)Banks as patient fixed-income…Liquid-claim production, risk management, and bank capital structure: Why high leverage is optimal for banks (2014)Liquid-claim production, risk…Securitization without risk transfer (2012)Securitization without risk t…Is there a diversification discount in financial conglomerates? (2006)Is there a diversification di…Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Information Production and Ca…A Theory of Bank Capital (2000)A Theory of Bank CapitalFINANCIAL INNOVATION: ACHIEVEMENTS AND PROSPECTS (1992)FINANCIAL INNOVATION: ACHIEVE…Agency costs and innovation (1989)Agency costs and innovationSome evidence on the uniqueness of bank loans (1987)Some evidence on the uniquene…The digital revolution in banking: Unpacking risk management in the age of transformation (2025)The digital revolution in ban…Hotspots and Trends of Financial Technology (Fintech) Research: A Bibliometric Analysis (2025)Hotspots and Trends of Financ…Digital transformation in banking: Curbing procyclical leverage to strengthen financial stability (2025)Digital transformation in ban…Customer Data Access and Fintech Entry: Early Evidence from Open Banking (2024)Customer Data Access and Fint…Monetary Policy Transmission Through Online Banks (2023)Monetary Policy Transmission …Digital transformation of commercial banks in China: Measurement, progress and impact (2023)Digital transformation of com…BANKING: A COMPREHENSIVE REVIEW OF THE EVOLUTION AND IMPACT OF INNOVATIVE BANKING SERVICES ON ENTREPRENEURIAL GROWTH (2023)BANKING: A COMPREHENSIVE REVI…Platform-Based Business Models and Financial Inclusion: Policy Trade-Offs and Approaches (2022)Platform-Based Business Model…How the Fintech ecosystem changes with the entry of Big Tech companies (2022)How the Fintech ecosystem cha…Can Fintech Foster Competition in the Banking System in Latin America and the Caribbean? (2022)Can Fintech Foster Competitio…Regulación para las fintech en el Ecuador (2021)Regulación para las fintech e…Models Behaving Badly: The Limits of Data-Driven Lending (2021)Models Behaving Badly: The Li…Competitiveness in the FinTech Sector: Case of Russia (2021)Competitiveness in the FinTec…Token-Based Platform Finance (2020)Token-Based Platform FinanceTech in Fin before FinTech: Blessing or Curse for Financial Stability? (2020)Tech in Fin before FinTech: B…Financial Intermediation and Technology: What’s Old, What’s New? (2020)Financial Intermediation and …ON THE PRICING OF CORPORATE DEBT: THE RISK STRUCTURE OF INTEREST RATES* (1974)Corporate financing and investment decisions when firms have information that investors do not have (1984)Financial Intermediation and Delegated Monitoring (1984)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Relationship Lending and Lines of Credit in Small Firm Finance (1995)Financial Dependence and Growth (1996)Markets and Hierarchies: Analysis and Antitrust Implications. (1976)The Economic Institutions of Capitalism (1986)The Economic Institutions of Capitalism (1987)Strategizing, economizing, and economic organization (1991)Measuring Competence? 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Evidence from the lending practices of large and small banks (2005)A more complete conceptual framework for SME finance (2006)Fintech and banking: What do we know? (2019)The Role of Technology in Mortgage Lending (2019)Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)Liquidity Risk, Liquidity Creation, and Financial Fragility: A Theory of Banking (2001)How does capital affect bank performance during financial crises? (2013)
this work references cited by second hop

References

  • 2002Information Production and Capital Allocation: Decentralized versus Hierarchical Firms2,426 cited
  • 2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
  • 1989Agency costs and innovation1,675 cited
  • 1987Some evidence on the uniqueness of bank loans1,609 cited
  • 2000A Theory of Bank Capital1,421 cited
  • 2006Is there a diversification discount in financial conglomerates?1,074 cited
  • 2012Securitization without risk transfer981 cited
  • 2019BigTech and the changing structure of financial intermediation596 cited
  • 2015Banks as patient fixed-income investors344 cited
  • 2014Liquid-claim production, risk management, and bank capital structure: Why high leverage is optimal for banks306 cited
  • 2017Fintech, Regulatory Arbitrage, and the Rise of Shadow Banks254 cited
  • 2018Fintech and Banking. Friends or Foes?239 cited
  • 2016Firm Rigidities and the Decline in Growth Opportunities151 cited
  • 2024FinTech Credit and Entrepreneurial Growth142 cited
  • 1992FINANCIAL INNOVATION: ACHIEVEMENTS AND PROSPECTS121 cited

Cited by

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2023
Digital transformation of commercial banks in China: Measurement, progress and impact
214 cited
  • 2022Can Fintech Foster Competition in the Banking System in Latin America and the Caribbean?44 cited
  • 2020Token-Based Platform Finance33 cited
  • 2020Tech in Fin before FinTech: Blessing or Curse for Financial Stability?29 cited
  • 2022Platform-Based Business Models and Financial Inclusion: Policy Trade-Offs and Approaches26 cited
  • 2023Monetary Policy Transmission Through Online Banks24 cited
  • 2024Customer Data Access and Fintech Entry: Early Evidence from Open Banking21 cited
  • 2020Financial Intermediation and Technology: What’s Old, What’s New?20 cited
  • 2025Hotspots and Trends of Financial Technology (Fintech) Research: A Bibliometric Analysis18 cited
  • 2022How the Fintech ecosystem changes with the entry of Big Tech companies14 cited
  • 2023BANKING: A COMPREHENSIVE REVIEW OF THE EVOLUTION AND IMPACT OF INNOVATIVE BANKING SERVICES ON ENTREPRENEURIAL GROWTH14 cited
  • 2025The digital revolution in banking: Unpacking risk management in the age of transformation11 cited
  • 2025Digital transformation in banking: Curbing procyclical leverage to strengthen financial stability10 cited
  • 2021Models Behaving Badly: The Limits of Data-Driven Lending10 cited
  • 2021Competitiveness in the FinTech Sector: Case of Russia9 cited
  • 2021Regulación para las fintech en el Ecuador8 cited