The effect of electronic payments security on e-commerce consumer perception: An extended model of technology acceptance

Abstract

This study investigates the aspects of e-payment security concerning e-commerce consumers' purchase intentions.This study further involves college students in Semarang -Indonesia as representatives of the millennial generation.Structural equation modeling (SEM) using Wrap-PLS is employed to analyze the data.The findings show a fit model to explain e-commerce customers' purchase intentions.The results of this study reveal a better mediating effect of perceived usefulness on e-payment security and customers' purchase intentions.Perceived ease of use also has a significant indirect effect, through e-payment security, on e-commerce customers' purchase intentions.In addition, understanding the ease and usability of the security aspects of the payment affects e-commerce consumers' purchase intentions.The results also give a heightened awareness of security in electronic transactions.

Cite this work

No public copy is stored for this record, so only the metadata is cited.

Stored only when both papers are in the corpus — 85 citations exist upstream.