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Impacts of interest rate caps on the payday loan market: Evidence from Rhode Island · Study

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ArticleImpacts of interest rate caps on the payday loan market: Evidence from Rhode Island

Amir Fekrazad2020

Article2020

Impacts of interest rate caps on the payday loan market: Evidence from Rhode Island

15 citations·0/0 files stored·Journal of Banking & Finance

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Banking stability, regulation, efficiency Financial Literacy, Pension, Retirement Analysis Microfinance and Financial Inclusion

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References

2008Bootstrap-Based Improvements for Inference with Clustered Errors 2011Information Disclosure, Cognitive Biases, and Payday Borrowing 2011The Real Costs of Credit Access: Evidence from the Payday Lending Market*2009Payday Lenders: Heroes or Villains?2009Restricting consumer credit access: Household survey evidence on effects around the Oregon rate cap 2017Decriminalizing Indoor Prostitution: Implications for Sexual Violence and Public Health 2014In Harm's Way? Payday Loan Access and Military Personnel Performance 2012How Payday Credit Access Affects Overdrafts and Other Outcomes

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2020DO CONSUMERS NEED MORE PROTECTION FROM SMALL‐DOLLAR LENDERS? HISTORICAL EVIDENCE AND A ROADMAP FOR FUTURE RESEARCHarticle · 11 shared references 2009Restricting consumer credit access: Household survey evidence on effects around the Oregon rate caparticle · 9 shared references 2014Payday loans and consumer financial healtharticle · 8 shared references 2018Behavioral Household Financereport · 8 shared references 2017Spillovers from Costly Creditarticle · 8 shared references 2021The effects of disclosure and enforcement on payday lending in Texasarticle · 8 shared references

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Year2020

Typearticle

Published2020-01-14

VenueJournal of Banking & Finance

ISSN-L0378-4266

Languageen

Citations15

Files0 public / 0

ShelfBanking stability, regulation, efficiency

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doi10.1016/j.jbankfin.2020.105750

openalex_workW2999868017

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