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The Economic Forces Driving FinTech Adoption across Countries
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The Economic Forces Driving FinTech Adoption across Countries (2020)The Economic Forces Driving FinTech Adopt…BigTech and the changing structure of financial intermediation (2019)BigTech and the changing stru…Fintech, regulatory arbitrage, and the rise of shadow banks (2018)Fintech, regulatory arbitrage…Fintech Credit Markets Around the World: Size, Drivers and Policy Issues (2018)Fintech Credit Markets Around…The FinTech Opportunity (2016)The FinTech OpportunityFinance and Growth: Theory and Evidence (2004)Finance and Growth: Theory an…Informal Income Opportunities and Urban Employment in Ghana (1973)Informal Income Opportunities…The interplay of perceived benefit, perceived risk, and trust in Fintech adoption: Insights from Sub-Saharan Africa (2025)The interplay of perceived be…Fintech and financial stability: Evidence from spatial analysis for 25 countries (2024)Fintech and financial stabili…Financial literacy and FinTech market growth around the world (2024)Financial literacy and FinTec…Pursuing Long-Term Business Performance: Investigating the Effects of Financial and Technological Factors on Digital Adoption to Leverage SME Performance and Business Sustainability—Evidence from Indonesian SMEs in the Traditional Market (2023)Pursuing Long-Term Business P…FinTech and SMEs financing: A systematic literature review and bibliometric analysis (2023)FinTech and SMEs financing: A…Digital Financial Services and Open Banking Innovation: Are Banks Becoming ‘invisible’? (2023)Digital Financial Services an…The relationships of financial literacy with both financial behavior and financial well‐being: Meta‐analyses based on the selective literature review (2022)The relationships of financia…How do banking fintech services affect SME debt? (2022)How do banking fintech servic…Unlocking the Potential of Fintechs for Financial Inclusion: A Delphi-Based Approach (2021)Unlocking the Potential of Fi…Fintech development and savings, borrowing, and remittances: A comparative study of emerging economies (2021)Fintech development and savin…Evaluating Drivers of Fintech Adoption in the Netherlands (2021)Evaluating Drivers of Fintech…The Rise of Fintech: A Cross-Country Perspective (2020)The Rise of Fintech: A Cross-…The impact of Payment Services Directive 2 on the PayTech sector development in Europe (2020)The impact of Payment Service…The Global Impact of COVID-19 on Fintech Adoption (2020)The Global Impact of COVID-19…The Effects of Perceived Ease of Use, Security, and Promotion on Trust and Its Implications on Fintech Adoption (2020)The Effects of Perceived Ease…Should the fourth industrial revolution be widespread or confined geographically? A country-level analysis of fintech economies (2020)Should the fourth industrial …Theory of the firm: Managerial behavior, agency costs and ownership structure (1976)On the mechanics of economic development (1988)Some Tests of Specification for Panel Data: Monte Carlo Evidence and an Application to Employment Equations (1991)Chapter 12 Finance and Growth: Theory and Evidence (2005)Chapter 6 Institutions as a Fundamental Cause of Long-Run Growth (2005)Finance, inequality and the poor (2007)Street Corner Society (1943)Politics in West Africa (1968)The Informal Sector in Developed and Less Developed Countries: A Literature Survey (2004)Urban Informality: Toward an Epistemology of Planning (2005)Slumdog Cities: Rethinking Subaltern Urbanism (2011)London Labour and the London Poor (2012)Corporate Governance and Blockchains (2016)Fintech and regtech: Impact on regulators and banks (2018)Can fintech improve the efficiency of commercial banks? —An analysis based on big data (2020)Fintech and access to finance (2021)Peer-to-Peer Lenders Versus Banks: Substitutes or Complements? (2018)Digital Disruption in Banking (2019)Fintech: what’s old, what’s new? (2020)Machine learning for credit scoring: Improving logistic regression with non-linear decision-tree effects (2021)Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology (1989)Trust and TAM in Online Shopping: An Integrated Model1 (2003)Building Effective Online Marketplaces with Institution-Based Trust (2004)Customer Experience in Fintech (2021)Determinants of Behavioral Intentions to Use Islamic Financial Technology: An Empirical Assessment (2022)Data Security, Customer Trust and Intention for Adoption of Fintech Services: An Empirical Analysis From Commercial Bank Users in Pakistan (2023)The Evolution of Fintech: A New Post-Crisis Paradigm? (2015)The foundations of financial inclusion: Understanding ownership and use of formal accounts (2016)The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution (2018)Fintech and financial sector: ADO analysis and future research agenda (2024)The impact of FinTech innovation on digital financial literacy in Europe: Insights from the banking industry (2024)FinTech and financial inclusion in emerging markets: a bibliometric analysis and future research agenda (2025)Belief, Attitude, Intention and Behavior: An Introduction to Theory and Research (1975)User Acceptance of Computer Technology: A Comparison of Two Theoretical Models (1989)European Journal of Business and Management (2017)The Moderating Effect of Perceived Risk on Users’ Continuance Intention for FinTech Services (2022)Factors influencing business intelligence adoption by higher education institutions (2023)FinTech and Financial Inclusion: Exploring the Mediating Role of Digital Financial Literacy and the Moderating Influence of Perceived Regulatory Support (2024)Credit Rationing in Markets with Imperfect Information (1981)Towards a Methodology for Developing Evidence‐Informed Management Knowledge by Means of Systematic Review (2003)A typology of reviews: an analysis of 14 review types and associated methodologies (2009)FinTech developments and their heterogeneous effect on digital finance for SMEs and entrepreneurship: evidence from 47 African countries (2024)Government support for SMEs in the Fintech Era: Enhancing access to finance, survival, and performance (2024)Financial Technology-Enabled Sustainable Finance for Small- and Medium-Sized Enterprises (2025)Fintech and banking: What do we know? (2019)The Role of Technology in Mortgage Lending (2019)Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)Can Fintech development pave the way for a transition towards low-carbon economy: A global perspective (2021)Fintech in the time of COVID−19: Technological adoption during crises (2021)Fintech and big tech credit: Drivers of the growth of digital lending (2022)
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References

  • 2004Finance and Growth: Theory and Evidence3,752 cited
  • 1973Informal Income Opportunities and Urban Employment in Ghana3,221 cited
  • 2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
  • 2016The FinTech Opportunity624 cited
  • 2019BigTech and the changing structure of financial intermediation596 cited
  • 2018Fintech Credit Markets Around the World: Size, Drivers and Policy Issues281 cited

Cited by

  • 2020The Effects of Perceived Ease of Use, Security, and Promotion on Trust and Its Implications on Fintech Adoption154 cited
  • 2021Fintech development and savings, borrowing, and remittances: A comparative study of emerging economies125 cited
  • 2021Evaluating Drivers of Fintech Adoption in the Netherlands122 cited
  • 2023FinTech and SMEs financing: A systematic literature review and bibliometric analysis98 cited
  • 2020The Global Impact of COVID-19 on Fintech Adoption83 cited
  • 2022The relationships of financial literacy with both financial behavior and financial well‐being: Meta‐analyses based on the selective literature review74 cited
  • 2025The interplay of perceived benefit, perceived risk, and trust in Fintech adoption: Insights from Sub-Saharan Africa70 cited
  • 2020The impact of Payment Services Directive 2 on the PayTech sector development in Europe

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70 cited
  • 2022How do banking fintech services affect SME debt?68 cited
  • 2024Financial literacy and FinTech market growth around the world67 cited
  • 2023Pursuing Long-Term Business Performance: Investigating the Effects of Financial and Technological Factors on Digital Adoption to Leverage SME Performance and Business Sustainability—Evidence from Indonesian SMEs in the Traditional Market65 cited
  • 2021Unlocking the Potential of Fintechs for Financial Inclusion: A Delphi-Based Approach65 cited
  • 2020The Rise of Fintech: A Cross-Country Perspective62 cited
  • 2020Should the fourth industrial revolution be widespread or confined geographically? A country-level analysis of fintech economies60 cited
  • 2023Digital Financial Services and Open Banking Innovation: Are Banks Becoming ‘invisible’?59 cited
  • 2024Fintech and financial stability: Evidence from spatial analysis for 25 countries55 cited